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1. Guarantor Provisions: Required when there are guarantors for the mortgage

2. Construction Covenants: Required for construction loans or when property development is planned

3. Cross-Collateralization: Used when multiple properties secure the same loan

4. Rental Provisions: Required when the property will be rented out

5. Variable Interest Rate Terms: Specific provisions for variable rate mortgages

6. Fixed Interest Rate Terms: Specific provisions for fixed rate mortgages

7. Early Repayment: Terms for early repayment including any penalties

8. Multiple Borrowers: Additional provisions for joint borrowers

1. Schedule 1 - Property Details: Detailed legal description of the mortgaged property, including title details and encumbrances

2. Schedule 2 - Payment Schedule: Detailed breakdown of payment amounts, dates, and amortization schedule

3. Schedule 3 - Interest Rate Terms: Detailed interest calculations and adjustment mechanisms

4. Schedule 4 - Insurance Requirements: Specific insurance requirements including types, amounts, and approved insurers

5. Schedule 5 - Fees and Charges: Comprehensive list of all applicable fees and charges

6. Appendix A - Initial Disclosure Statement: CCCFA-compliant initial disclosure of key information

7. Appendix B - Guarantor Acknowledgment: Required documentation for guarantors if applicable

8. Appendix C - Property Valuation: Independent valuation report for the security property