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1. Guarantor Provisions: Required when there is a guarantor securing the mortgage obligations

2. Multiple Properties: Additional provisions when the mortgage covers more than one property

3. Insurance Requirements: Detailed insurance obligations beyond standard requirements, used for special property types

4. Property Management: Special provisions for properties in multiple occupancy or commercial properties

5. Rental Income: Provisions dealing with assignment of rental income, used for investment properties

6. Foreign Currency Provisions: Required when the loan is in a currency different from Hong Kong dollars

7. Construction Provisions: Used when the property is under construction or major renovation

8. Special Purpose Vehicle Provisions: Additional requirements when the borrower is a special purpose company

1. Property Description Schedule: Detailed legal description of the mortgaged property including lot number and registration details

2. Payment Schedule: Detailed breakdown of payment obligations including installment amounts and due dates

3. Interest Rate Calculations: Methodology for calculating interest and adjustments to variable rates

4. Insurance Requirements: Specific insurance requirements including types of coverage and minimum amounts

5. Form of Notice: Standard forms for various notices required under the agreement

6. Property Title Documents: List of title documents held by the mortgagee as security

7. Existing Encumbrances: Details of any existing charges or encumbrances on the property

8. Special Conditions: Any special conditions or requirements specific to the property or borrower