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1. Early Repayment: Details terms for early loan repayment, including any adjustments to interest - include if early repayment is allowed

2. Late Payment Terms: Specifies any penalties or consequences for late payments - include if late payment penalties will be enforced

3. Death or Incapacity: Provisions for what happens if either party dies or becomes incapacitated - recommended for elderly parties

4. Vehicle Use Restrictions: Any specific restrictions on vehicle use or maintenance requirements - include if specific conditions need to be met

5. Dispute Resolution: Detailed process for resolving disputes - recommended for larger loan amounts

6. Loan Guarantor: Terms relating to a family member acting as guarantor - include if a guarantor is involved

7. Vehicle Sale Provisions: Terms governing the sale of the vehicle during the loan period - include if this possibility needs to be addressed

1. Schedule 1 - Payment Schedule: Detailed breakdown of all payment dates and amounts

2. Schedule 2 - Vehicle Documentation: Copies of vehicle registration, insurance certificates, and condition report

3. Schedule 3 - Insurance Requirements: Detailed insurance requirements including minimum coverage levels

4. Appendix A - Vehicle Photographs: Dated photographs documenting the vehicle's condition at loan commencement

5. Appendix B - Related Costs: Breakdown of any additional costs such as insurance, registration, or maintenance requirements