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Consumer Credit Act 1974: Key legislation governing credit arrangements. Even in family agreements, if interest is charged, it may fall under consumer credit regulations. The agreement should explicitly state if it's regulated or unregulated.

Contracts (Rights of Third Parties) Act 1999: Determines whether third parties can enforce terms of the contract. Essential for establishing clear boundaries on who has rights under the agreement.

Law of Property Act 1925: Relevant for establishing and managing any security interests in the vehicle, particularly important if the car is being used as collateral for the loan.

Unfair Contract Terms Act 1977: While less crucial for family agreements, ensures terms are fair and reasonable. Provides framework for contract term fairness.

Consumer Rights Act 2015: May be applicable if the loan arrangement is considered a consumer credit agreement, providing additional consumer protections.

Limitation Act 1980: Sets statutory time limits for bringing claims. Critical for enforcement provisions and defining the timeframe for legal actions.

Financial Services and Markets Act 2000: Relevant if the arrangement could be considered a regulated financial activity, defining regulatory compliance requirements.

Data Protection Act 2018/GDPR: Applicable if personal information is being processed or stored as part of the loan agreement documentation.

Road Traffic Act 1988: Relevant for vehicle-related obligations and responsibilities of ownership/usage.

Bills of Sale Acts: Applicable if the vehicle is being used as security for the loan, governing the registration and enforcement of security interests.