Ƶ

Debt Facility Agreement for Indonesia

Debt Facility Agreement Template for Indonesia

A comprehensive legal agreement governed by Indonesian law that establishes the terms and conditions for a lending facility between a financial institution (lender) and a borrower. The agreement complies with Indonesian banking regulations, including Law No. 7 of 1992 as amended by Law No. 10 of 1998 on Banking, and addresses key aspects such as facility amount, interest rates, repayment terms, security arrangements, conditions precedent, representations and warranties, and events of default. The document incorporates specific requirements under Indonesian law, including mandatory use of Bahasa Indonesia and compliance with OJK (Financial Services Authority) regulations.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Debt Facility Agreement

Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Debt Facility Agreement?

The Debt Facility Agreement serves as the primary documentation for lending arrangements in Indonesia, establishing the legal framework for financial institutions to provide credit facilities to corporate borrowers. This document is essential when a company seeks to obtain debt financing, whether for working capital, capital expenditure, acquisition financing, or other corporate purposes. The agreement must comply with Indonesian banking regulations, including OJK requirements and Bank Indonesia regulations, particularly regarding foreign currency transactions and mandatory use of Rupiah for domestic transactions. It includes comprehensive provisions covering facility terms, security arrangements, conditions for drawdown, repayment obligations, and events of default, while incorporating specific Indonesian law requirements such as execution in Bahasa Indonesia for enforceability.

What sections should be included in a Debt Facility Agreement?

1. Parties: Identification of the lender(s), borrower(s), and any guarantors or security providers

2. Background: Context of the facility and purpose of the loan

3. Definitions and Interpretation: Defined terms used throughout the agreement and rules of interpretation

4. The Facility: Details of the loan facility, including amount, purpose, and availability period

5. Conditions Precedent: Conditions that must be satisfied before drawdown

6. Drawdown: Process and requirements for utilization of the facility

7. Interest: Interest rate, calculation method, and payment provisions

8. Repayment: Terms of repayment including schedule, prepayment, and mandatory prepayment

9. Representations and Warranties: Statements of fact and assurances given by the borrower

10. Covenants: Positive and negative undertakings of the borrower

11. Events of Default: Circumstances constituting default and consequences

12. Security: Overview of security arrangements for the facility

13. Changes to Parties: Provisions regarding assignment and transfer rights

14. Administration: Administrative provisions including notices and calculations

15. Governing Law and Enforcement: Choice of law and jurisdiction provisions

What sections are optional to include in a Debt Facility Agreement?

1. Syndication Provisions: Required for syndicated facilities with multiple lenders, covering voting rights and agent's role

2. Currency Provisions: Required for facilities in foreign currency or with multiple currency options

3. Islamic Finance Provisions: Required when the facility needs to comply with Sharia principles

4. Tax Gross-Up: Required when tax implications need specific treatment

5. Increased Costs: Required when regulatory changes might affect the lender's costs

6. Market Disruption: Required for facilities with floating rates to address market disruption scenarios

7. Regulatory Compliance: Required when specific OJK or BI regulations need detailed compliance provisions

8. Multi-borrower Provisions: Required when there are multiple borrowers under the facility

What schedules should be included in a Debt Facility Agreement?

1. Form of Drawdown Request: Template for borrower to request utilization of the facility

2. Conditions Precedent Documents: Detailed list of required documents and conditions

3. Repayment Schedule: Detailed amortization schedule if applicable

4. Form of Transfer Certificate: Template for transferring participation in the facility

5. Security Documents: List and copies of all security documents

6. Financial Covenants: Detailed financial ratios and calculations

7. Authorized Signatories: List of persons authorized to act for each party

8. Form of Compliance Certificate: Template for periodic compliance certification

9. Fee Schedule: Detailed breakdown of all applicable fees

10. Corporate Structure: Organization chart of borrower group if relevant

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Indonesia

Publisher

Ƶ

Document Type

Financing Agreement

Cost

Free to use
Relevant legal definitions

























































Clauses




































Relevant Industries

Banking and Financial Services

Real Estate and Property Development

Manufacturing

Infrastructure and Construction

Energy and Resources

Technology and Telecommunications

Agriculture and Plantation

Healthcare

Retail and Consumer Goods

Transportation and Logistics

Mining

Hospitality and Tourism

Relevant Teams

Legal

Finance

Treasury

Compliance

Risk Management

Corporate Secretariat

Credit Administration

Corporate Finance

Operations

Board of Directors

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Secretary

Risk Manager

Compliance Officer

Banking Relationship Manager

Credit Officer

Finance Manager

Commercial Director

Chief Executive Officer

Corporate Finance Manager

Investment Manager

Account Manager

Loan Officer

Industries










Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Hire Purchase Agreement For Vehicle

An Indonesian law-governed agreement for vehicle financing through hire purchase arrangement, detailing payment terms, ownership conditions, and parties' obligations.

Download

Simple Interest Loan Contract

An Indonesian law-governed loan agreement establishing terms for a simple interest loan, compliant with local banking and financial services regulations.

Download

Agreement Between Financier And Company

An Indonesian law-governed financing agreement between a financier and company, setting out terms for funding, repayment, and security arrangements.

Download

Legal Financial Agreement Between Two Parties

An Indonesian law-governed agreement establishing financial obligations between two parties, incorporating key regulatory requirements and protective provisions for both parties.

Download

Employees Loan Agreement

An Indonesian law-governed agreement establishing terms for an employer-provided loan to an employee, including repayment through salary deductions.

Download

Syndicated Loan Term Sheet

A term sheet outlining key terms and conditions for a syndicated loan facility under Indonesian law and banking regulations.

Download

Master Securities Loan Agreement

An Indonesian law-governed framework agreement for securities lending transactions between financial institutions, compliant with OJK regulations and capital market laws.

Download

Intercreditor Deed

An Indonesian law-governed agreement establishing rights, priorities, and relationships between multiple creditors in a financing arrangement.

Download

Co Financing Agreement

An Indonesian law-governed agreement establishing terms for multiple lenders to jointly provide financing to a borrower, detailing participation, security, and regulatory compliance requirements.

Download

Litigation Funding Agreement

An agreement under Indonesian law governing third-party funding of legal proceedings, detailing funding terms, success fees, and proceed distribution.

Download

Loan Agreement Between Lender And Borrower

Indonesian law-governed loan agreement establishing terms between lender and borrower, compliant with OJK regulations and Indonesian Civil Code.

Download

Individual To Individual Loan Agreement

An Indonesian law-governed agreement establishing loan terms between two private individuals, including loan amount, interest, and repayment conditions.

Download

Loan Participation Agreement

An Indonesian law-governed agreement establishing the terms for a financial institution's participation in a loan, including payment mechanisms and regulatory compliance requirements.

Download

Loan For Use Agreement

Indonesian law-compliant Loan for Use Agreement template for temporary, gratuitous use of items, structured under KUHPer provisions.

Download

Loan Agreement Term Sheet

A preliminary agreement under Indonesian law outlining key terms and conditions for a proposed loan facility, serving as the foundation for detailed loan documentation.

Download

Loan Agreement Deed

An Indonesian law-governed notarial deed establishing the terms and conditions of a loan facility, with enhanced legal enforceability through notarization.

Download

Lease Hire Agreement

An Indonesian law-governed Lease Hire Agreement establishing terms for asset leasing, compliant with local regulations and OJK requirements.

Download

Co Borrower Loan Agreement

An Indonesian law-governed agreement establishing terms for multiple borrowers jointly responsible for a loan, compliant with OJK regulations and the Civil Code.

Download

Bridge Loan Contract

An Indonesian law-governed temporary financing agreement providing interim funding until permanent financing is secured, compliant with local banking and security regulations.

Download

Trade Finance Agreement

An Indonesian law-governed agreement establishing terms for trade finance facilities between financial institutions and trading companies, incorporating local regulatory requirements and international trade finance practices.

Download

Short Term Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for a short-term loan between lender and borrower, including loan amount, interest, repayment terms, and security arrangements.

Download

Real Estate Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for a property-backed loan, including security arrangements and regulatory compliance requirements.

Download

Project Finance Contract

Indonesian law-governed project finance agreement structuring funding and security arrangements for large-scale infrastructure and development projects.

Download

Personal Car Loan Agreement

An Indonesian law-governed agreement for vehicle financing between a financial institution and individual borrower, establishing loan terms and security arrangements.

Download

Official Loan Agreement

An Indonesian law-governed agreement establishing formal lending terms between a financial institution and borrower, compliant with local banking regulations and OJK requirements.

Download

Margin Loan Agreement

An Indonesian law-governed agreement establishing terms for margin lending facilities, secured by financial instruments as collateral and regulated by OJK.

Download

Loan Agreement Between Spouses

An Indonesian law-compliant loan agreement template for married couples, incorporating relevant marriage law and civil code requirements.

Download

Financing Contract Agreement

An Indonesian law-governed financing agreement establishing terms for credit facilities, including security arrangements and regulatory compliance requirements.

Download

Financial Support Agreement

An Indonesian law-governed agreement establishing terms for financial support between parties, compliant with OJK regulations and Indonesian financial laws.

Download

Financial Agreement Between Two Parties

Indonesian law-compliant financial agreement template establishing terms and conditions for financial arrangements between two parties.

Download

Contract For Car Payments

An Indonesian law-governed agreement establishing terms and conditions for vehicle purchase payments, including financial obligations and ownership terms.

Download

Car Finance Contract

An Indonesian law-governed agreement establishing terms and conditions for vehicle financing, compliant with OJK regulations and local financial services requirements.

Download

Business Loan Contract

An Indonesian law-governed agreement establishing terms for business financing between a lender and business borrower, compliant with local banking regulations.

Download

Bridge Facility Agreement

An Indonesian law-governed temporary financing arrangement providing interim funding pending permanent financing, compliant with Indonesian banking regulations and OJK requirements.

Download

Bank Guarantee Agreement

An Indonesian law-governed agreement where a bank guarantees payment to a beneficiary upon the principal's default, subject to Indonesian banking regulations and OJK requirements.

Download

Auto Finance Contract

An Indonesian law-governed vehicle financing agreement establishing terms and conditions for auto loans, compliant with OJK regulations.

Download

Owner Financing Contract For Deed

An Indonesian law-governed agreement where the property seller finances the buyer's purchase, detailing payment terms and gradual ownership transfer conditions.

Download

Inventory Loan Agreement

An Indonesian law-governed agreement establishing terms for temporary loan of inventory items between parties, including usage conditions and return provisions.

Download

Commercial Finance Agreement

An Indonesian law-governed agreement establishing terms for commercial lending between financial institutions and corporate borrowers, compliant with OJK and Bank Indonesia regulations.

Download

Medical Equipment Loan Agreement

An Indonesian law-governed agreement for the temporary loan of medical equipment, incorporating local healthcare regulations and safety standards.

Download
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it