Banking Act (Cap. 19): Primary legislation that regulates banking business and credit facilities in Singapore, including licensing requirements and restrictions for banking operations
Securities and Futures Act (Cap. 289): Governs securities and financial instruments, relevant for debt facilities involving securities or securitization arrangements
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, with exemptions for banks and financial institutions
Civil Law Act (Cap. 43): Contains fundamental provisions regarding interest rates and enforcement of contracts in Singapore
MAS Guidelines: Regulatory framework by Monetary Authority of Singapore covering banking regulations, anti-money laundering and KYC requirements
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data of individuals involved in the facility agreement
Companies Act (Cap. 50): Regulates corporate borrowing powers and financial assistance provisions for companies in Singapore
Stamp Duties Act (Cap. 312): Determines stamp duty requirements and obligations for loan documentation
Bankruptcy Act (Cap. 20): Contains provisions affecting creditor rights and security enforcement in cases of individual bankruptcy
Insolvency, Restructuring and Dissolution Act 2018: Modern insolvency framework governing corporate insolvency and debt restructuring processes
Property Law: Relevant legal framework when the debt facility involves real estate security or property-backed collateral
