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The Financing Contract Agreement is a crucial document used in Indonesian financial transactions to formalize lending arrangements between financial institutions and borrowers. It is essential for any significant financing activity in Indonesia, whether for corporate expansion, project financing, working capital, or asset acquisition. The agreement must comply with Indonesian Civil Code requirements, OJK regulations, and other relevant financial services laws. It typically includes detailed provisions on facility terms, security arrangements, fiduciary transfers, and regulatory compliance requirements. The document becomes particularly important given Indonesia's specific requirements for security registration and the need for certain provisions to be executed in notarial deed form. This template is designed to accommodate various financing structures while ensuring compliance with Indonesian regulatory requirements and market practice.

1. Parties: Identification of the financing provider and the borrower/recipient, including complete legal names, registration numbers, and authorized representatives

2. Background: Context of the financing arrangement, purpose of the facility, and brief description of the transaction structure

3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and rules of interpretation

4. Facility Amount and Purpose: Detailed description of the financing amount, type of facility, and permitted use of funds

5. Conditions Precedent: Prerequisites that must be satisfied before the facility becomes available

6. Disbursement: Procedures and requirements for drawing down the facility

7. Interest and Fees: Interest rate, calculation method, payment periods, and all applicable fees

8. Repayment Terms: Schedule and method of repayment, including principal and interest payment obligations

9. Security: Details of collateral, guarantees, or other security arrangements

10. Representations and Warranties: Statements of fact and assurances given by the borrower

11. Covenants: Positive and negative obligations of the borrower during the facility period

12. Events of Default: Circumstances that constitute default and consequences thereof

13. Termination: Conditions and procedures for terminating the agreement

14. Governing Law and Jurisdiction: Specification of Indonesian law as governing law and jurisdiction for disputes

15. Notices: Communication procedures and contact details for formal notices

16. Execution: Signature blocks and execution formalities