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1. Interest and Fees: Detailed breakdown of interest calculations and additional fees - used when the financing arrangement includes complex interest structures or multiple fees

2. Currency Provisions: Rules for handling currency conversions and exchange rate risks - included when dealing with cross-border financing

3. Tax Provisions: Allocation of tax responsibilities and withholding requirements - needed when tax implications are significant

4. Information Undertakings: Specific reporting and disclosure requirements - used for larger financing arrangements or when regulatory compliance is crucial

5. Step-In Rights: Lender's rights to take control in certain circumstances - included when financing high-value or critical projects

6. Syndication Provisions: Terms governing participation of multiple lenders - used when syndication is contemplated

7. Regulatory Compliance: Specific provisions addressing compliance with Hong Kong regulatory requirements - included when dealing with regulated industries

1. Schedule 1 - Financing Terms: Detailed breakdown of the financing amount, interest rates, fees, and payment schedules

2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown

3. Schedule 3 - Form of Drawdown Request: Template for requesting disbursement of funds

4. Schedule 4 - Security Details: Detailed description of security arrangements and collateral

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance certification

6. Appendix A - Project Details: Detailed description of the project or purpose for which financing is provided

7. Appendix B - Financial Covenants Calculations: Formulas and methods for calculating financial covenants

8. Appendix C - Required Authorizations: List of required regulatory and corporate authorizations