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1. Security: Include if any assets are being provided as security for the loan

2. Early Repayment: Include if early repayment is allowed and any associated terms

3. Late Payment Interest: Include if additional interest will be charged for late payments

4. Death or Incapacity: Include provisions for what happens if either party dies or becomes incapacitated

5. Assignment: Include if either party needs the right to transfer the loan to another party

6. Costs and Expenses: Include if any party is responsible for legal or documentation costs

7. Dispute Resolution: Include if parties want to specify mediation or other dispute resolution methods

1. Schedule 1 - Repayment Schedule: Detailed breakdown of repayment dates and amounts

2. Schedule 2 - Security Details: Description of any security provided (if applicable)

3. Schedule 3 - Bank Account Details: Bank account information for making loan disbursement and repayments

4. Appendix A - Form of Notice: Template for any formal notices required under the agreement