Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales, crucial if any party is borrowing as a consumer
Financial Services and Markets Act 2000: Key legislation regulating financial services and markets in the UK, establishing regulatory framework for lending activities
Law of Property Act 1925: Fundamental legislation governing property rights and interests, relevant for secured lending aspects
Law of Property (Miscellaneous Provisions) Act 1989: Legislation covering formalities for creation of legal interests in property and contractual requirements
Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract, particularly relevant for tri-party agreements
FCA Regulations: Regulatory framework established by the Financial Conduct Authority for regulated lending activities
Consumer Credit Sourcebook (CONC): Detailed rules and guidance for firms engaged in consumer credit activities
Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, particularly excluding or limiting liability
Consumer Rights Act 2015: Legislation protecting consumer rights, relevant if any party is borrowing as a consumer
Misrepresentation Act 1967: Legislation governing remedies for misrepresentation in contracts
Limitation Act 1980: Legislation setting time limits for bringing legal claims relating to the agreement
Money Laundering Regulations 2017: Regulations requiring due diligence and verification procedures in financial transactions
Data Protection Act 2018 and GDPR: Legislation governing the processing and protection of personal data of the parties involved
Financial Services (Distance Marketing) Regulations 2004: Regulations governing financial services contracts made at a distance
