Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales, establishing the framework for consumer lending and protection
Financial Services and Markets Act 2000: Key legislation regulating financial services activities and establishing regulatory framework for financial institutions
Consumer Rights Act 2015: Legislation protecting consumer rights and regulating unfair terms in consumer contracts
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion and limitation clauses
Law of Property Act 1925: Fundamental legislation governing secured lending and property rights in England and Wales
Consumer Credit (EU Directive) Regulations 2010: Regulations implementing EU consumer credit rules into UK law, maintaining standards post-Brexit
FCA Regulations: Financial Conduct Authority's regulatory framework governing conduct of financial institutions and consumer protection
PRA Requirements: Prudential Regulation Authority's requirements ensuring financial stability and proper risk management
UK Money Laundering Regulations 2017: Regulations requiring due diligence and verification procedures in financial transactions
UK GDPR and Data Protection Act 2018: Legislation governing the processing and protection of personal data in financial transactions
Banking Code of Practice: Industry standards and best practices for banking institutions in the UK
FCA Handbook: Detailed regulatory requirements and guidance for financial institutions
Limitation Act 1980: Legislation setting time limits for bringing legal actions relating to contracts and loans
Financial Services (Distance Marketing) Regulations 2004: Regulations governing financial services contracts made at a distance
