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Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures regarding real estate transactions and prohibits certain practices like kickbacks

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay U.S. income tax on the gains they make from selling U.S. real estate

State Property Laws: State-specific laws governing property rights, ownership, and transfers within the particular state's jurisdiction

State Real Estate Transfer Laws: State-specific requirements for legally transferring real estate property from one party to another

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that sellers must provide to buyers

State Real Estate Licensing Laws: Regulations governing real estate professionals' qualifications and conduct in the specific state

State Recording Statutes: Laws governing how deeds and other real estate documents must be recorded in public records

State Homestead Laws: State-specific protections for homeowners regarding property rights and creditor claims

Local Zoning Ordinances: Municipal or county regulations controlling land use and property development

HOA Regulations: Rules and restrictions imposed by Homeowners Associations affecting property use and transfer

Property Tax Laws: Federal, state, and local laws governing taxation of real property and transfer taxes

Environmental Regulations: Laws requiring disclosure and compliance with environmental standards, including lead paint, asbestos, and other hazardous materials

Title Requirements: Legal requirements for establishing clear title and ownership rights to the property

Deed Restrictions: Legal limitations on property use recorded in the property deed

Building Codes and Permits: Local regulations governing construction, renovation, and property modifications

Real Estate Broker Regulations: Laws governing the conduct and responsibilities of real estate brokers and agents

Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable

Essential Contract Elements: Legal requirements for valid contracts including offer, acceptance, and consideration

Legal Description Requirements: Standards for properly identifying and describing the property being transferred

Closing and Possession Provisions: Requirements for specifying closing dates and terms of property possession transfer

Contingency Clauses: Legal provisions allowing contract termination under specific conditions such as failed inspections or financing

Default and Remedy Provisions: Legal requirements for specifying consequences of contract breach and available remedies