The House Purchase Contract serves as the primary legal document governing residential property transactions in the United States. This contract is essential when any party wishes to buy or sell a residential property, providing a comprehensive framework for the transaction. It incorporates federal requirements such as RESPA and TILA compliance, while also addressing state-specific real estate laws. The document typically includes property details, financial terms, contingencies, and closing requirements, protecting both buyer and seller throughout the transaction process.
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1. Parties: Identifies and defines the buyer and seller with full legal names and addresses
2. Background: Provides context for the transaction and property details
3. Definitions: Defines key terms used throughout the contract
4. Property Description: Detailed legal description of the property being sold including address, boundaries, and legal identifiers
5. Purchase Price: States the agreed purchase price, payment terms, and earnest money requirements
6. Closing and Settlement: Details of closing date, location, and requirements for completing the transaction
7. Representations and Warranties: Standard declarations by both parties regarding the property and transaction
1. Financing Contingency: Section detailing the conditions related to the buyer securing mortgage financing
2. HOA Provisions: Details about homeowners association requirements, fees, and regulations when property is part of an HOA
3. Sale of Existing Home Contingency: Provisions making purchase contingent on buyer selling their current home within specified timeframe
1. Schedule A - Property Inspection Report: Detailed report of property condition and any issues found during inspection
2. Schedule B - Title Report: Documentation of property ownership history and any existing encumbrances
3. Schedule C - Property Disclosure Statement: Seller's mandatory disclosure of known property issues and material conditions
4. Schedule D - Fixture and Personal Property List: Itemized list of items included and excluded in the sale
5. Schedule E - Survey: Professional survey showing property boundaries, easements, and features
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