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Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering, including requirements for reporting and record keeping

USA PATRIOT Act: Federal legislation that includes crucial customer identification requirements for opening bank accounts and maintaining banking relationships

Federal Reserve Regulations: Federal banking regulations governing various aspects of bank operations and account management

FDIC Requirements: Federal deposit insurance requirements and associated banking regulations for account establishment and maintenance

State Corporate Laws: State-specific legislation governing corporate operations, including requirements for corporate resolutions and authorized signatories

Articles of Incorporation and Bylaws: Company's founding documents that dictate internal rules and requirements for corporate actions, including banking relationships

Know Your Customer (KYC): Regulatory requirements for banks to verify the identity of their clients and assess potential risks of illegal intentions

Anti-Money Laundering (AML): Regulations requiring banks to prevent, detect, and report money laundering activities

OFAC Regulations: Office of Foreign Assets Control regulations governing transactions and ensuring compliance with U.S. sanctions

State Banking Laws: State-specific regulations governing banking operations and account opening procedures within the state

Internal Revenue Code: Federal tax regulations including requirements for tax identification numbers and W-9 forms for bank account opening

Uniform Commercial Code Article 4: Standardized regulations governing bank deposits and collections, including rights and obligations of banks and their customers