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Corporate Loan Agreement Template for Switzerland

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Key Requirements PROMPT example:

Corporate Loan Agreement

"I need a Corporate Loan Agreement under Swiss law for a CHF 10 million bilateral term loan to my manufacturing company, with quarterly repayments over 5 years starting March 2025; it's unsecured but will include financial covenants."

Document background
The Corporate Loan Agreement under Swiss law serves as the primary documentation for corporate financing transactions in Switzerland. It is utilized when a corporate entity seeks debt financing from one or multiple lenders, whether for general corporate purposes, acquisitions, working capital, or specific projects. The agreement must comply with Swiss banking regulations, the Swiss Code of Obligations, and other relevant financial services laws. It includes detailed provisions on facility terms, security structures (if applicable), representations, covenants, and enforcement mechanisms specific to Swiss law. This document type is particularly important given Switzerland's role as a major financial center, and it often incorporates international banking practices while maintaining compliance with local legal requirements. The agreement can be adapted for both bilateral and syndicated lending arrangements, and may include various facility types such as term loans, revolving credits, or multiple tranches.
Suggested Sections

1. Parties: Identification of the lender(s), borrower(s), and any guarantors or security providers

2. Background: Context of the loan agreement and brief description of the transaction

3. Definitions and Interpretation: Definitions of terms used throughout the agreement and interpretation rules

4. The Facility: Core loan terms including amount, purpose, and availability period

5. Conditions Precedent: Conditions that must be satisfied before drawdown

6. Drawdown: Procedures and requirements for utilizing the loan

7. Interest: Interest calculation, periods, and payment provisions

8. Repayment: Terms for repayment of the loan, including scheduled amortization if applicable

9. Prepayment: Voluntary and mandatory prepayment provisions

10. Tax Gross Up and Indemnities: Provisions dealing with tax implications and related indemnities

11. Increased Costs: Provisions for dealing with changes in costs due to regulatory changes

12. Representations and Warranties: Borrower's representations and warranties aligned with Swiss law

13. Information Undertakings: Borrower's obligations to provide financial and other information

14. General Undertakings: Borrower's general operational and financial covenants

15. Events of Default: Circumstances constituting default and consequences

16. Changes to Parties: Provisions for assignments and transfers

17. Payment Mechanics: Technical provisions regarding payments

18. Set-off: Rights of set-off under Swiss law

19. Notices: Communication procedures between parties

20. Calculations and Certificates: Administrative provisions for calculations

21. Partial Invalidity: Severability provisions

22. Remedies and Waivers: Rights and waivers provisions

23. Amendments and Waivers: Procedures for modifying the agreement

24. Governing Law and Enforcement: Swiss law as governing law and enforcement provisions

Optional Sections

1. Security: Required if the loan is secured - details of security structure complying with Swiss security interest requirements

2. Guarantee: Required if there are guarantors - terms of guarantee under Swiss law

3. Agency and Security Trustee Provisions: Required for syndicated loans - provisions for facility agent and security trustee roles

4. Subordination: Required if there is structural subordination - ranking of creditors

5. Financial Covenants: Optional detailed financial covenants section for more complex loans

6. Account Provisions: Required if specific account structures are needed - details of account maintenance and control

7. Majority Lenders Decisions: Required for syndicated loans - voting mechanisms for lender decisions

Suggested Schedules

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before first drawdown

2. Schedule 2 - Form of Drawdown Request: Standard form for requesting loan disbursements

3. Schedule 3 - Form of Transfer Certificate: Standard form for transferring loan participations

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification

5. Schedule 5 - Repayment Schedule: If amortizing loan, schedule of repayment installments

6. Schedule 6 - Security Documents: If secured, list and copies of security documents

7. Schedule 7 - Form of Accession Deed: For additional borrowers or guarantors joining the agreement

8. Schedule 8 - Existing Security and Financial Indebtedness: List of permitted existing security interests and debt

9. Appendix 1 - Lender Commitments: For syndicated loans, list of lenders and their commitments

10. Appendix 2 - Group Structure Chart: Corporate structure of borrower group

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions























































































Clauses




































Relevant Industries

Banking and Financial Services

Manufacturing

Real Estate

Technology

Healthcare

Retail

Energy

Infrastructure

Telecommunications

Transportation

Hospitality

Construction

Agriculture

Mining and Natural Resources

Professional Services

Relevant Teams

Legal

Finance

Treasury

Risk Management

Compliance

Corporate Banking

Credit Risk

Documentation

Deal Advisory

Transaction Management

Corporate Finance

Relationship Management

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Lawyer

Risk Manager

Credit Officer

Relationship Manager

Compliance Officer

Banking Officer

Corporate Finance Manager

Financial Controller

Senior Banker

Loan Officer

Due Diligence Officer

Transaction Manager

Documentation Manager

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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