Banking Act (Cap. 19): Primary legislation governing banking operations in Singapore. Regulates banking business, financial institutions, and contains key provisions on lending limits and restrictions.
Companies Act (Cap. 50): Key legislation governing corporate entities, covering corporate borrowing powers, directors' duties and authority to enter loan agreements, and financial assistance provisions.
Securities and Futures Act (Cap. 289): Relevant for loans involving securities or convertible instruments. Includes important disclosure requirements and securities regulations.
Moneylenders Act (Cap. 188): While primarily focused on licensed moneylenders, contains relevant principles for lending practices in Singapore.
Civil Law Act (Cap. 43): Fundamental legislation governing contract formation, enforcement, and interest rate regulations in Singapore.
Bankruptcy Act (Cap. 20): Critical legislation covering bankruptcy proceedings and implications for default scenarios in loan agreements.
Insolvency, Restructuring and Dissolution Act 2018: Modern legislation governing corporate insolvency, restructuring, and security enforcement in Singapore.
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore covering banking regulations, credit facility guidelines, and anti-money laundering requirements.
ABS Guidelines: Industry standards and best practices issued by the Association of Banks in Singapore for banking and lending operations.
