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The Business Loan Guarantee is a fundamental document in Swiss commercial financing, used when a third party (guarantor) agrees to secure a business loan provided to a borrower. This guarantee agreement, governed by Swiss law, provides additional security to lenders by ensuring that if the primary borrower defaults, the guarantor will fulfill the payment obligations. The document must comply with strict requirements under the Swiss Code of Obligations, including written form requirements and clear specification of the maximum liability amount. It's particularly useful in scenarios where businesses need additional credit support to secure financing, such as startup funding, expansion projects, or large-scale commercial transactions. The guarantee can be continuing or limited in time and may be secured or unsecured, depending on the specific requirements of the transaction.

1. Parties: Identification of all parties: Guarantor, Lender (Creditor), and Borrower (Principal Debtor)

2. Background: Context of the guarantee, including reference to the underlying loan agreement

3. Definitions: Definitions of key terms used throughout the agreement

4. Guarantee: Core guarantee provisions, including the maximum guaranteed amount as required by Swiss law

5. Nature of Guarantee: Specification of whether it's a continuing guarantee and its independent nature from the primary obligation

6. Guarantor's Representations and Warranties: Guarantor's confirmations regarding capacity, authority, and financial condition

7. Payment Provisions: Terms for making payments under the guarantee, including timing and method

8. Enforcement: Conditions and process for enforcing the guarantee

9. Discharge and Release: Conditions under which the guarantor may be discharged from obligations

10. Costs and Expenses: Allocation of costs related to the guarantee

11. Notices: Communication requirements and contact details

12. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction

13. Execution: Signature blocks and execution requirements