¶¶Òõ¶ÌÊÓƵ

All Countries
Commercial
Merchant Agreement

Merchant Agreement Template for Canada

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Merchant Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Merchant Agreement

"I need a Merchant Agreement for my Canadian e-commerce business that sells digital products across multiple provinces, with specific provisions for recurring billing and multi-currency processing."

Celebrated by
Collaborations with
Investors
Document background
The Merchant Agreement serves as the foundational contract between payment processors/acquirers and businesses accepting card payments in Canada. This document is essential for any business looking to process credit and debit card transactions, whether in-person or online. The agreement must comply with Canadian federal regulations, including the Payment Card Networks Act and PIPEDA, as well as provincial consumer protection and electronic commerce laws. It typically covers critical aspects such as payment processing terms, fee structures, security requirements, and compliance obligations. The Merchant Agreement is particularly important as it establishes the rights, responsibilities, and liabilities of both parties while ensuring adherence to card network rules and Canadian banking regulations.
Suggested Sections

1. Parties: Identification of the merchant and payment processor/acquirer, including full legal names and addresses

2. Background: Context of the agreement, including the merchant's business nature and desire to accept payment cards

3. Definitions: Detailed definitions of technical terms, payment processing terminology, and other key concepts used throughout the agreement

4. Services: Description of payment processing services, supported payment methods, and service levels

5. Merchant Obligations: Key responsibilities of the merchant, including compliance with card network rules and security standards

6. Processing Terms: Rules and procedures for transaction processing, settlement, and funding

7. Fees and Payments: Fee structure, payment terms, and billing procedures

8. Security and Data Protection: Requirements for PCI DSS compliance, data security, and privacy protection measures

9. Representations and Warranties: Standard representations and warranties from both parties

10. Chargebacks and Disputes: Procedures for handling chargebacks, disputes, and related responsibilities

11. Term and Termination: Agreement duration, renewal terms, and termination rights

12. Indemnification: Mutual indemnification obligations and procedures

13. Limitation of Liability: Limitations on liability and exclusions of damages

14. Confidentiality: Protection of confidential information and trade secrets

15. General Provisions: Standard boilerplate provisions including governing law, notices, and assignment

Optional Sections

1. Equipment and Software: Include when the agreement covers provision of POS equipment or software

2. Multi-Currency Processing: Include for merchants requiring multi-currency transaction processing

3. High-Risk Activities: Include for merchants in high-risk industries requiring additional monitoring and controls

4. Gift Card Services: Include when merchant will offer gift card programs

5. Integration Requirements: Include when specific technical integration requirements apply

6. Marketing and Branding: Include when agreement covers co-branding or marketing requirements

7. Reserve Requirements: Include when merchant must maintain a reserve account

8. Training and Support: Include when comprehensive training and support services are provided

Suggested Schedules

1. Schedule A - Pricing and Fees: Detailed fee schedule including transaction fees, monthly fees, and other charges

2. Schedule B - Processing Parameters: Technical specifications for payment processing, including supported card types and transaction limits

3. Schedule C - Service Level Agreement: Detailed service levels, response times, and performance metrics

4. Schedule D - Security Requirements: Specific security protocols and PCI DSS compliance requirements

5. Schedule E - Merchant Locations: List of authorized merchant locations and processing parameters for each

6. Appendix 1 - Card Network Rules: Summary of relevant card network rules and requirements

7. Appendix 2 - Technical Integration Guide: Technical specifications for system integration

8. Appendix 3 - Prohibited Activities: List of prohibited merchant activities and restricted business types

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions

















































Clauses








































Relevant Industries

Retail

E-commerce

Hospitality

Food and Beverage

Professional Services

Healthcare

Travel and Tourism

Entertainment

Education

Automotive

Real Estate

General Services

Relevant Teams

Legal

Finance

Operations

Risk Management

Compliance

Treasury

Information Security

Merchant Services

Account Management

Business Development

Technical Operations

Relevant Roles

Chief Financial Officer

Finance Director

Payment Operations Manager

Merchant Services Manager

Compliance Officer

Legal Counsel

Risk Manager

Operations Director

Business Development Manager

Account Manager

Treasury Manager

Financial Controller

E-commerce Manager

Retail Operations Manager

Information Security Officer

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

License Terms And Conditions

Canadian-law governed agreement establishing terms and conditions for licensing intellectual property, software, or content, defining usage rights and obligations between licensor and licensee.

find out more

Standard Contract Terms And Conditions

Canadian Standard Terms and Conditions document establishing core business relationship framework, compliant with federal and provincial laws.

find out more

Contract Terms And Conditions

Canadian-law governed Terms and Conditions document establishing standard terms for business operations, products, or services, ensuring regulatory compliance across all provinces.

find out more

Service Contract Payment Terms

A Canadian-law governed document establishing payment terms and conditions for service contracts, including payment structure, timing, and compliance requirements.

find out more

Terms & Conditions On Invoice

Canadian-compliant Terms & Conditions for invoices, establishing key commercial terms and protections for business transactions.

find out more

Terms Of Business Agreement (Insurance)

A Canadian-law governed agreement establishing the business relationship between an insurer and insurance intermediary, outlining operational terms and regulatory compliance requirements.

find out more

Terms And Conditions Of Service Agreement

A Canadian-compliant legal agreement defining the terms and conditions for service provision, user rights, and obligations under federal and provincial laws.

find out more

General Terms Of Contract

A Canadian-law governed standard terms and conditions document establishing fundamental business relationship parameters between contracting parties.

find out more

Trading Terms Agreement

A Canadian law-governed agreement establishing core trading terms and conditions between business entities, incorporating federal and provincial trade requirements.

find out more

Term Service Contract

A Canadian-law governed agreement establishing terms and conditions for the provision of services over a specified period between a service provider and customer.

find out more

Key Man Agreement

A Canadian legal agreement establishing terms for company-maintained life insurance on key personnel, including insurance proceeds distribution and party obligations.

find out more

Hosted Services Agreement

Canadian-law governed agreement for hosted software/technology services, covering service delivery, data protection, and compliance requirements.

find out more

Terms And Conditions Invoice

Canadian-compliant terms and conditions document outlining invoicing and payment requirements between businesses and their customers.

find out more

Temporary Housing Agreement

A Canadian-compliant agreement governing temporary residential occupancy arrangements, establishing terms and conditions between property owners and temporary occupants.

find out more

Independent Contractor Payment Terms

Canadian-compliant payment terms agreement defining compensation and payment conditions between a company and independent contractor, including tax and regulatory requirements.

find out more

Vendor Terms Contract

A Canadian-law governed agreement establishing terms and conditions for vendor-customer relationships in commercial transactions.

find out more

Terms And Conditions For Proposal

A Canadian-law governed document that sets out the rules and conditions for submitting and evaluating proposals in response to procurement opportunities.

find out more

Terms And Conditions Consultant Contract

A Canadian-law governed agreement establishing terms and conditions for consulting services, defining the independent contractor relationship and key obligations between consultant and client.

find out more

Short Form Of Agreement

A concise contract template compliant with Canadian law, designed for straightforward business arrangements requiring clear, simple terms.

find out more

General Terms Agreement

A Canadian-law governed master agreement establishing core terms and conditions for business relationships, incorporating federal and provincial legal requirements.

find out more

Terms Of Engagement Contract

A Canadian-compliant contract defining terms and conditions for professional services or consulting engagements, establishing clear parameters for service provider-client relationships.

find out more

Cloud Service Agreement

A Canadian-law governed agreement for cloud service provision, addressing service terms, data protection, and regulatory compliance requirements.

find out more

Merchant Agreement

Canadian-law governed agreement between payment processor and merchant establishing terms for payment card processing services and regulatory compliance.

find out more

Term Service Agreement

A Canadian-law governed agreement establishing terms and conditions for ongoing service provision between service provider and customer.

find out more

Terms And Services Agreement

A Canadian-law governed agreement establishing terms and conditions for service delivery, ensuring compliance with federal and provincial regulations.

find out more

Terms And Conditions For Clients

Canadian-compliant terms and conditions document establishing the legal framework for business-client relationships, adhering to federal and provincial requirements.

find out more

Service Level Agreement Terms And Conditions

Canadian-compliant Service Level Agreement Terms and Conditions document defining service standards, performance metrics, and mutual obligations between service providers and clients.

find out more

Payment Agreement Terms And Conditions

A Canadian-law governed document establishing payment terms, methods, and obligations between parties, ensuring compliance with federal and provincial financial regulations.

find out more

General Invoice Terms And Conditions

A comprehensive framework for invoicing and payment terms compliant with Canadian federal and provincial legislation, establishing clear guidelines for business transactions.

find out more

Bill Of Sale With Payment Terms

A Canadian legal document that transfers property ownership and establishes structured payment terms between seller and buyer, compliant with federal and provincial laws.

find out more

Terms And Conditions Bill Of Sale

A Canadian-law governed document that combines terms and conditions with a bill of sale to formalize goods transfer and protect both parties' interests.

find out more

Month To Month Rental Form

A Canadian-compliant month-to-month residential rental agreement template outlining terms and conditions for flexible tenancy arrangements.

find out more

Short Form Terms And Conditions

A streamlined terms and conditions agreement under Canadian law that governs the provision of goods or services between a business and its customers.

find out more

Order Form Terms And Conditions

Canadian-compliant terms and conditions document governing the order process between suppliers and customers, suitable for both B2B and B2C transactions.

find out more

Consent Terms And Conditions

Canadian-compliant consent terms and conditions document for personal information collection and usage, aligned with PIPEDA and provincial privacy laws.

find out more

Terms Of Business Agreement

A Canadian-law governed agreement establishing core terms and conditions between a service provider and client for ongoing business relationships.

find out more

Terms Of Service Contract

A Canadian-compliant Terms of Service Contract governing the relationship between service providers and users, incorporating federal and provincial legal requirements.

find out more

Payment Terms Agreement

A Canadian-law governed agreement establishing payment terms, methods, and obligations between contracting parties.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.