��������Ƶ

1. Guarantees: Required when third-party guarantees are part of the lending arrangement

2. Syndication Provisions: Included when multiple lenders may participate in the lending facility

3. Currency Provisions: Required for multi-currency facilities

4. Tax Provisions: Detailed tax provisions when lending to non-residents or in cross-border situations

5. Insurance Requirements: Specific insurance obligations beyond standard requirements

6. Environmental Matters: Required for borrowers in environmentally sensitive industries

7. Subordination: Included when there are multiple tiers of debt

8. Anti-Money Laundering: Enhanced AML provisions for high-risk borrowers or industries

1. Schedule A - Defined Terms: Detailed definitions that may need periodic updates

2. Schedule B - Drawdown Notice: Form of notice for requesting loans

3. Schedule C - Calculation of Interest: Detailed interest calculation methodologies

4. Schedule D - Financial Covenants: Specific financial ratios and calculations

5. Schedule E - Security Documents: List and forms of required security documents

6. Schedule F - Compliance Certificate: Form of periodic compliance certification

7. Appendix 1 - Permitted Liens: List of pre-approved encumbrances

8. Appendix 2 - Subsidiary Information: Details of borrower's corporate structure

9. Appendix 3 - Existing Indebtedness: List of borrower's current debt obligations