��������Ƶ

1. Security Interest: Required when the loan is secured by specific assets or collateral

2. Insurance Requirements: Include when the lender requires life, disability, or property insurance

3. Prepayment Terms: Include when early repayment is allowed, specifying any penalties or conditions

4. Late Payment Charges: Include when specific penalties for late payments are applicable

5. Assignment and Transfer: Include when the lender wishes to reserve the right to assign the loan

6. Financial Covenants: Include for business loans requiring ongoing financial performance metrics

7. Co-Maker Release Terms: Include when specific conditions for co-maker release are to be documented

8. Cross-Default Provisions: Include when default on other obligations should trigger default under this loan

1. Schedule A - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and principal/interest breakdown

2. Schedule B - Loan Disbursement Instructions: Details of how and when the loan funds will be disbursed

3. Schedule C - Security Description: Detailed description of any collateral or security interests (if applicable)

4. Appendix 1 - Borrower's Financial Statements: Current financial statements of the borrower (if required)

5. Appendix 2 - Co-Maker's Financial Statements: Current financial statements of the co-maker (if required)

6. Appendix 3 - Insurance Certificates: Copies of required insurance certificates (if applicable)