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1. Parties: Identification of the lender and borrower, including ABN/ACN and addresses
2. Background: Context of the agreement and relationship between the parties
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and rules of interpretation
4. Facility Establishment: Terms for establishing individual credit facilities under the master agreement
5. Conditions Precedent: Conditions that must be satisfied before any facility becomes available
6. Drawdown Procedures: Process and requirements for requesting and making drawdowns under facilities
7. Interest and Fees: Calculation and payment of interest, fees, and charges
8. Repayment Terms: General repayment obligations and mechanisms
9. Representations and Warranties: Standard representations and warranties given by the borrower
10. General Undertakings: Ongoing obligations of the borrower throughout the facility term
11. Financial Covenants: Financial metrics and ratios the borrower must maintain
12. Events of Default: Circumstances constituting default and consequences
13. Security: General security provisions and requirements
14. Payments and Calculations: Payment mechanics, currency provisions, and calculation conventions
15. Changes to Parties: Assignment and transfer provisions
16. Confidentiality: Obligations regarding confidential information
17. Notices: Communication requirements and contact details
18. General Provisions: Standard boilerplate provisions including governing law, jurisdiction, and severability
1. Syndication Provisions: Required when multiple lenders may participate in the facilities
2. Increased Costs and Market Disruption: Provisions dealing with changes in law or market circumstances affecting the lender's costs
3. Multi-currency Provisions: Required when facilities may be provided in multiple currencies
4. Security Trustee Provisions: Required when security is held by a security trustee for multiple lenders
5. Electronic Transaction Provisions: Detailed provisions for electronic execution and communications
6. Cross-Border Provisions: Required when borrower or security providers are in multiple jurisdictions
7. Guarantee Provisions: Required when guarantees form part of the security structure
8. Special Purpose Vehicle Provisions: Required when the borrower is an SPV with specific covenants
1. Facility Specific Terms: Detailed terms for each type of facility available (term loans, revolving facilities, etc.)
2. Form of Drawdown Notice: Template for borrower to request drawdowns
3. Form of Compliance Certificate: Template for periodic compliance reporting
4. Calculation of Interest and Fees: Detailed methodology for calculating interest and fees
5. Forms of Security Documents: Templates or terms for required security documents
6. Required Insurance: Details of insurance requirements and minimum coverage
7. Permitted Security Interests: List of security interests permitted under the agreement
8. Form of Accession Deed: Template for new parties to join the agreement
9. Financial Reporting Requirements: Detailed requirements for financial reporting and certificates
10. Address Details and Contact Information: Comprehensive contact details for all parties and authorized representatives
Banking
Financial Services
Commercial Lending
Corporate Finance
Investment Banking
Private Equity
Asset Management
Real Estate Finance
Infrastructure Finance
Project Finance
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Commercial Banking
Corporate Banking
Documentation
Transaction Management
Relationship Management
Chief Financial Officer
Treasury Manager
Finance Director
Legal Counsel
Senior Legal Counsel
Compliance Officer
Risk Manager
Credit Manager
Relationship Manager
Commercial Lending Manager
Corporate Banking Manager
Finance Manager
Company Secretary
Documentation Manager
Transaction Manager
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