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1. Security: Required when the overdraft facility is secured by assets or guarantees

2. Guarantor Provisions: Include when a guarantor is required for the facility

3. Set-off Rights: Optional provisions allowing the bank to set off debts against other accounts

4. Electronic Banking Provisions: Include when specific electronic banking arrangements apply to the facility

5. Multiple Account Holders: Required when the overdraft is held jointly by multiple parties

6. Business Use Provisions: Include when the overdraft is for business purposes

7. Foreign Currency Provisions: Required if the facility can be used for foreign currency transactions

1. Schedule 1 - Facility Details: Specific details of the facility including credit limit, interest rates, and fees

2. Schedule 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges

3. Schedule 3 - Direct Debit Request Service Agreement: Terms for direct debit arrangements if applicable

4. Schedule 4 - Security Details: Details of any security provided for the facility

5. Appendix A - Required Forms: Standard forms for facility operation (drawdown notices, variation requests)

6. Appendix B - Privacy Statement: Detailed privacy policy and credit reporting information

7. Appendix C - Information Statement: Mandatory information statement under the National Credit Code