Banking Act (Cap. 19): Primary legislation that regulates banking business and mortgage financing in Singapore. Contains key provisions on credit facilities and security requirements for mortgage loans.
Conveyancing and Law of Property Act (Cap. 61): Governs property transactions and mortgage matters in Singapore, including fundamental provisions about mortgage rights and obligations between parties.
Housing and Development Act (Cap. 129): Specific legislation governing HDB properties, including special requirements and restrictions for HDB mortgages and their transferability.
Residential Property Act (Cap. 274): Legislation governing restrictions on foreign ownership of residential property and affects mortgage transferability in such cases.
MAS Notice 632: Monetary Authority of Singapore guidelines on residential property loans, including loan-to-value ratios and Total Debt Servicing Ratio (TDSR) framework requirements.
Personal Data Protection Act 2012: Legislation governing the handling and transfer of borrower personal information in mortgage transactions.
Consumer Protection (Fair Trading) Act: Legislation ensuring fair dealing provisions and protection of borrower interests in financial transactions including mortgages.
Moneylenders Act: Relevant for certain lending entities, containing restrictions on loan terms and lending practices.
Registration of Deeds Act: Specifies requirements for the proper registration and recording of mortgage assignments and transfers.
