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Home Purchase Agreement Form

Home Purchase Agreement Form Template for Singapore

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Key Requirements PROMPT example:

Home Purchase Agreement Form

"Need a Home Purchase Agreement Form for a three-bedroom HDB flat in Tampines, Singapore, with completion scheduled for March 2025, including provisions for CPF usage and an existing tenant who will remain until completion."

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Document background
The Home Purchase Agreement Form is essential for any residential property transaction in Singapore. It serves as the primary legal document establishing the rights and obligations of both buyer and seller in a property transaction. This standardized agreement ensures compliance with Singapore's strict property regulations, including HDB rules, foreign ownership restrictions, and financing requirements. The document typically includes comprehensive details about the property, payment structure, completion timeline, and various statutory declarations. It must account for unique aspects of Singapore's property market such as CPF usage, stamp duty requirements, and specific regulations for different property types (HDB, private, landed).
Suggested Sections

1. Parties: Identification and details of buyer and seller

2. Background: Context of the transaction and property details

3. Definitions: Key terms used throughout the agreement

4. Property Description: Detailed description of the property including address and specifications

5. Purchase Price: Agreement on price and payment terms

6. Payment Schedule: Timeline and structure of payments

7. Completion: Terms and conditions for completion of sale

8. Representations and Warranties: Statements of fact by both parties

Optional Sections

1. Foreign Ownership Declaration: Required when buyer is non-Singaporean - includes declarations under Residential Property Act

2. CPF Usage: Terms related to use of CPF funds for property purchase including withdrawal limits and requirements

3. Mortgage Conditions: Terms related to property financing including bank mortgage requirements and conditions

4. En Bloc Provisions: Terms related to collective sale scenarios and buyer/seller rights in such cases

Suggested Schedules

1. Schedule 1 - Property Floor Plan: Detailed layout of the property including measurements and specifications

2. Schedule 2 - Inventory List: Comprehensive list of fixtures, fittings and items included in the sale

3. Schedule 3 - Title Search: Official property ownership record and encumbrances

4. Schedule 4 - Payment Schedule: Detailed breakdown of payment milestones and amounts

5. Schedule 5 - Property Tax Certificate: Current property tax assessment and payment status

6. Schedule 6 - Maintenance Fee Schedule: Details of ongoing maintenance charges and payment terms

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
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Industries

Housing and Development Act (Chapter 129): Primary legislation governing public housing transactions in Singapore, particularly relevant for HDB properties. Sets out rules and regulations for public housing ownership and transactions.

Residential Property Act (Chapter 274): Legislation controlling foreign ownership of residential properties in Singapore, including restrictions and approval requirements for foreign purchasers.

Sale of Commercial Properties Act: Legislation governing the sale of properties with commercial components, including mixed-use developments.

Conveyancing and Law of Property Act (Chapter 61): Core legislation governing property transactions and transfers in Singapore, including legal requirements for property contracts and conveyancing procedures.

Planning Act (Chapter 232): Legislation covering zoning regulations and land use restrictions that may affect property purchases and usage.

CEA Guidelines: Council for Estate Agencies guidelines governing real estate agency practices and transaction procedures in Singapore.

MAS Regulations: Monetary Authority of Singapore regulations including loan restrictions, Total Debt Servicing Ratio (TDSR) framework, and Loan-to-Value (LTV) limits.

SLA Requirements: Singapore Land Authority requirements regarding land titles, property boundaries, and related regulations.

Stamp Duties Framework: Comprehensive framework covering Buyer's Stamp Duty (BSD), Additional Buyer's Stamp Duty (ABSD), and Seller's Stamp Duty (SSD).

CPF Usage Rules: Central Provident Fund regulations governing the use of CPF funds for property purchases and related transactions.

COVID-19 Property Measures: Temporary regulations and measures implemented due to COVID-19 that affect property transactions and procedures.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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