Banking Act (Cap. 19): Primary legislation governing banking institutions and their activities, including debt collection practices for banking-related debts
Moneylenders Act (Cap. 188): Regulates moneylending activities and associated debt collection practices for licensed moneylenders
Registration of Businesses Act (Cap. 272): Ensures collection agencies are properly registered as businesses in Singapore
Consumer Protection (Fair Trading) Act (Cap. 52A): Protects consumers against unfair practices and provides framework for fair debt collection practices
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data in debt collection activities
CCAS Code of Conduct: Credit Collection Association of Singapore's guidelines for ethical debt collection practices
MAS Guidelines: Monetary Authority of Singapore's regulatory guidelines for debt collection activities in the financial sector
Contract Law (Cap. 43): Provides legal framework for contractual obligations and enforcement of debt agreements
Limitation Act (Cap. 163): Sets time limits for debt collection and legal action on outstanding debts
Civil Law Act (Cap. 43): Provides general framework for civil proceedings related to debt collection
Penal Code (Cap. 224): Criminal law provisions relevant to harassment and threatening behavior in debt collection
Protection from Harassment Act (POHA): Specific legislation protecting individuals from harassment, including aggressive debt collection practices
