Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on lending practices and restrictions
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, particularly relevant if the lender is not a licensed bank
Securities and Futures Act (Cap. 289): Governs securities-related transactions, relevant if the loan involves any securities as collateral, and contains provisions on financial arrangements
Companies Act (Cap. 50): Regulates corporate matters including corporate borrowing powers, directors' duties and corporate authority for entering into loan agreements
Contract Law (Application of Law) Act: Fundamental legislation governing the formation and enforcement of contracts in Singapore
Civil Law Act (Cap. 43): Contains provisions on interest rates and rules on contractual remedies applicable to loan agreements
MAS Guidelines: Regulatory guidelines including Notice 635 on lending practices, responsible financing, and anti-money laundering requirements issued by the Monetary Authority of Singapore
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data, relevant for handling borrower's information
Consumer Protection (Fair Trading) Act: May be applicable to certain commercial relationships, providing protection against unfair practices
Bankruptcy Act (Cap. 20): Relevant for default scenarios, outlining creditor rights and remedies in cases of insolvency
