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1. Security: Include when the loan is secured by specific assets or guarantees

2. Guarantees: Include when there are third-party guarantors

3. Multiple Lenders: Include for syndicated facilities with multiple lenders

4. Tax Gross Up and Indemnities: Include for cross-border lending or specific tax arrangements

5. Increased Costs: Include when regulatory changes might affect the lender's costs

6. Set-off Rights: Include when the lender has rights to set off against other accounts

7. Currency Provisions: Include for multi-currency facilities

8. Anti-Money Laundering Provisions: Include detailed AML requirements if not covered in conditions precedent

9. Break Costs: Include for fixed-rate facilities or where early repayment might trigger costs

1. Schedule 1 - Conditions Precedent: Detailed list of required documents and conditions

2. Schedule 2 - Drawdown Request Form: Template form for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if term loan

4. Schedule 4 - Security Documents: List and copies of security documents if secured facility

5. Schedule 5 - Financial Covenants: Detailed financial covenants and calculation methods

6. Schedule 6 - Authorized Signatories: List of persons authorized to act for borrower

7. Schedule 7 - Existing Security: Details of existing security over borrower's assets

8. Schedule 8 - Form of Compliance Certificate: Template for periodic compliance reporting

9. Appendix A - Contact Details: Detailed contact information for all parties

10. Appendix B - Fee Schedule: Detailed breakdown of all applicable fees