Personal Data Protection Act (PDPA) 2012: Primary legislation governing the collection, use, and disclosure of personal data in Singapore. Includes provisions for the right to withdraw consent for data usage, crucial for handling debtor's personal information in collection letters.
Banking Act (Cap. 19): Regulates banking institutions in Singapore and their practices, including regulations regarding debt collection practices by financial institutions.
Moneylenders Act (Cap. 188): Governs licensed moneylenders in Singapore and establishes rules regarding debt collection practices and communication methods with debtors.
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices in Singapore, particularly relevant for consumer debt situations and ensuring fair collection practices.
Debt Collection Guidelines by Singapore Police Force: Official guidelines (not legislation) that outline acceptable debt collection practices and prohibit harassment or threatening behavior in Singapore.
Limitation Act (Cap. 163): Establishes statute of limitations for debt collection in Singapore, defining time limits for bringing claims related to debt collection.
Criminal Law (Temporary Provisions) Act: Contains provisions against harassment and intimidation, ensuring collection removal letters do not constitute harassment under Singapore law.
