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The Discharge Of Mortgage Letter is a crucial document in Qatar's real estate and banking sector, required when a borrower has fully repaid their mortgage loan. This document is essential for clearing the title of the property and is required by Qatar's Real Estate Registration Department to remove the mortgage registration from the property records. The letter must comply with Qatar's Civil Code (Law No. 22 of 2004) and Real Estate Registration Law (Law No. 14 of 1964), and typically includes details of the property, original mortgage, confirmation of full payment, and formal discharge declaration. The document may need to be bilingual (Arabic and English) and requires proper authentication from authorized bank signatories. It's a prerequisite for any subsequent property transactions or new mortgage arrangements.

1. Letter Header: Bank's letterhead, date, reference number, and recipient details

2. Property Identification: Clear identification of the mortgaged property including title deed number and property address

3. Mortgage Details: Reference to the original mortgage agreement, date, and registration details

4. Confirmation of Full Payment: Statement confirming that all secured obligations have been fully satisfied

5. Discharge Declaration: Formal declaration releasing the mortgage and relinquishing all rights over the property

6. Authorization: Authorization for the relevant authorities to remove the mortgage from the property register

7. Signatory Details: Authorized bank signatory details and official stamp section