¶¶Òõ¶ÌÊÓƵ

All Countries
Capital Markets
Master Restructuring Agreement

Master Restructuring Agreement Template for Pakistan

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Master Restructuring Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Master Restructuring Agreement

"I need a Master Restructuring Agreement under Pakistani law for a textile manufacturing company with five syndicate banks, restructuring PKR 2 billion of existing debt with a new 7-year repayment schedule starting March 2025, including provisions for additional working capital facility."

Celebrated by
Collaborations with
Investors
Document background
The Master Restructuring Agreement is a critical document used when a company needs to comprehensively restructure its debt obligations with multiple creditors in Pakistan. It becomes necessary when a borrower faces financial difficulties or requires significant modification of existing loan terms. The agreement consolidates various facilities, implements new payment schedules, and revises security arrangements, all while ensuring compliance with Pakistani regulatory requirements including the Companies Act 2017 and Banking Companies Ordinance 1962. The document typically includes detailed provisions on implementation mechanics, creditor rights, security enforcement, and monitoring mechanisms, reflecting Pakistani market practice and legal framework. It's particularly important in scenarios involving syndicated facilities, multiple security interests, or complex corporate groups requiring a coordinated restructuring approach.
Suggested Sections

1. Parties: Identification of all parties to the agreement including the borrower, creditors, security trustee, and facility agent

2. Background: Recitals explaining the existing facilities, reason for restructuring, and overview of the restructuring arrangement

3. Definitions and Interpretation: Comprehensive definitions of terms used in the agreement and rules of interpretation

4. Effectiveness and Conditions Precedent: Conditions that must be satisfied before the restructuring becomes effective

5. The Restructuring: Core terms of the restructuring including treatment of existing facilities, new payment terms, and implementation mechanics

6. Repayment Terms: Details of revised repayment schedule, interest rates, and payment mechanics

7. Security and Guarantees: Provisions regarding existing and new security arrangements and guarantees

8. Representations and Warranties: Standard and transaction-specific representations and warranties by the borrower

9. Covenants: Financial and non-financial covenants, including information requirements

10. Events of Default: Circumstances constituting default and consequences thereof

11. Intercreditor Provisions: Rights and obligations between different classes of creditors

12. Amendments and Waivers: Procedures for modifying the agreement and waiving breaches

13. Governing Law and Jurisdiction: Choice of law and dispute resolution provisions

14. Miscellaneous: Standard boilerplate provisions including notices, assignments, and severability

Optional Sections

1. Currency Provisions: Required when restructuring involves multiple currencies or foreign currency facilities

2. Special Industry Provisions: Specific provisions for regulated industries like energy or telecommunications

3. Subordination Provisions: Required when there are subordinated creditors or shareholder loans

4. Tax Provisions: Detailed tax provisions when restructuring involves cross-border elements or specific tax implications

5. Step Plan: Required for complex restructurings involving multiple steps or corporate actions

6. Creditor Committee Provisions: Required when a formal creditor committee is established

7. New Money Provisions: Required when the restructuring includes new financing

8. Asset Sale Provisions: Required when restructuring involves disposal of assets

Suggested Schedules

1. Schedule 1 - Existing Facilities: Details of all existing facilities being restructured including amounts, lenders, and key terms

2. Schedule 2 - Restructured Facilities: Details of facilities post-restructuring including new terms and conditions

3. Schedule 3 - Security Documents: List and details of all security documents, both existing and new

4. Schedule 4 - Conditions Precedent: Detailed list of all conditions precedent documents and requirements

5. Schedule 5 - Repayment Schedule: Detailed amortization and payment schedule for restructured facilities

6. Schedule 6 - Forms of Notices: Standard form notices required under the agreement

7. Schedule 7 - Financial Covenants: Detailed financial covenants and calculation methodologies

8. Schedule 8 - Security Perfection Requirements: List of actions required to perfect security interests

9. Appendix A - Implementation Timeline: Detailed timeline for implementing the restructuring

10. Appendix B - Corporate Structure Chart: Chart showing corporate structure of borrower group

11. Appendix C - Financial Statements: Latest financial statements and projections

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions




































































Clauses




































Relevant Industries

Banking and Financial Services

Manufacturing

Real Estate and Construction

Energy and Utilities

Telecommunications

Healthcare

Retail and Consumer Goods

Transportation and Logistics

Mining and Natural Resources

Technology

Agriculture and Food Processing

Hospitality and Tourism

Textile and Garments

Relevant Teams

Legal

Finance

Treasury

Risk Management

Compliance

Corporate Secretarial

Credit

Corporate Banking

Documentation

Restructuring

Security and Collateral

Corporate Finance

Senior Management

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Corporate Finance Manager

Legal Counsel

Company Secretary

Risk Manager

Restructuring Officer

Credit Manager

Relationship Manager

Compliance Officer

Security Trustee Officer

Documentation Manager

Chief Executive Officer

Chief Risk Officer

Chief Legal Officer

Corporate Banking Head

Restructuring Advisor

Industries










Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Master Subcontractor Agreement

A Pakistani law-governed agreement establishing terms and conditions for ongoing subcontractor relationships, including service delivery, payment terms, and compliance requirements.

find out more

Master Software As A Service Agreement

A Pakistani law-governed master agreement for software as a service (SaaS) provision, establishing comprehensive terms for service delivery and operations.

find out more

Master Covenant And Agreement

A master framework agreement under Pakistani law establishing core terms for long-term business relationships, incorporating both conventional and Islamic legal principles.

find out more

MSA Contract

A Pakistani law-governed Master Service Agreement establishing terms for ongoing service provision between parties, compliant with local legislation and international standards.

find out more

Master Agreement And Sub Agreement

A Pakistani law-governed master agreement framework with sub-agreements for managing complex ongoing business relationships.

find out more

Master Restructuring Agreement

A Pakistani law-governed agreement that restructures existing financial obligations between a borrower and its creditors, establishing new payment terms and security arrangements.

find out more

Master Dealer Agreement

A Pakistan-law governed agreement establishing terms and conditions between a manufacturer and master dealer for product distribution and sales representation.

find out more

Master Netting Agreement

A Pakistani law-governed agreement enabling parties to net multiple financial obligations into single payment obligations, compliant with local banking regulations.

find out more

Master Sale Agreement

A Pakistani law-governed agreement establishing standard terms for ongoing sale and purchase transactions between commercial parties.

find out more

Master Receivables Purchase Agreement

A Pakistani law-governed agreement establishing terms for ongoing purchase of receivables between a seller and a financial institution buyer.

find out more

Master Framework Agreement

A Pakistani law-governed agreement establishing a framework of terms and conditions for future business transactions between parties.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.