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1. Security Provisions: Include when the loan is secured by specific assets or collateral

2. Guarantor Provisions: Include when there is a guarantor for the loan

3. Islamic Banking Compliance: Include when the loan needs to comply with Shariah principles

4. Insurance Requirements: Include when specific insurance coverage is required for secured assets

5. Cross-Default Provisions: Include when the loan is part of a larger financing arrangement

6. Assignment and Transfer: Include when either party may need to transfer their rights under the agreement

7. Joint and Several Liability: Include when there are multiple borrowers

8. Force Majeure: Include when specific circumstances might affect loan repayment obligations

1. Schedule 1 - Loan Details: Detailed breakdown of the loan amount, interest rate, and any applicable fees

2. Schedule 2 - Payment Schedule: If applicable, any predetermined payment milestones or installment schedule

3. Schedule 3 - Security Details: If secured, detailed description of collateral or security arrangements

4. Schedule 4 - Form of Demand: Template for the formal demand notice

5. Schedule 5 - Condition Precedents: List of documents and conditions required before loan disbursement

6. Appendix A - Required Documents: List of supporting documents to be maintained with the agreement

7. Appendix B - Specimen Signatures: Authorized signatures of all parties including witnesses