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1. Previous Communications: Reference to any previous demands or communications regarding the debt - include when there has been prior correspondence

2. Interest Calculation: Detailed explanation of how interest has been calculated - include when interest is being charged

3. Settlement Options: Proposed payment plans or settlement options - include when willing to negotiate terms

4. Shariah Compliance Statement: Statement regarding Islamic banking principles - include when dealing with Islamic banking institutions

5. Security Details: Reference to any collateral or security held - include when the advance was secured

6. Third Party Authorization: Authorization details if letter is sent by a collecting agent - include when using debt collection services

1. Schedule A - Transaction History: Detailed breakdown of all cash advances and any repayments made to date

2. Schedule B - Interest Calculation: Detailed calculation of interest charges if applicable

3. Schedule C - Supporting Documents: Copies of relevant documentation (receipts, agreements, etc.)

4. Schedule D - Communication Log: Record of all previous attempts to collect the debt

5. Appendix 1 - Original Agreement: Copy of the original agreement or documentation of the cash advance

6. Appendix 2 - Bank Statements: Relevant bank statements showing the advances made