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1. Early Repayment: Include when early repayment options are to be allowed, specifying any penalties or benefits

2. Co-signer Provisions: Include when a co-signer or guarantor is required for the loan

3. Multiple Vehicle Provisions: Include when the agreement covers more than one vehicle

4. International Usage: Include when the employee needs to use the vehicle internationally

5. Company Policy Compliance: Include when referring to specific company policies regarding vehicle usage

6. Tax Implications: Include when specific tax arrangements need to be detailed

7. Transfer Restrictions: Include when specific restrictions on vehicle transfer need to be imposed

1. Schedule A - Vehicle Specifications: Detailed description of the vehicle including make, model, year, color, and registration number

2. Schedule B - Repayment Schedule: Detailed monthly repayment schedule showing principal and any interest calculations

3. Schedule C - Insurance Requirements: Specific insurance requirements including minimum coverage levels

4. Schedule D - Maintenance Schedule: Required maintenance schedule and procedures

5. Appendix 1 - Vehicle Inspection Report: Initial condition report of the vehicle at time of agreement

6. Appendix 2 - Salary Deduction Authorization: Formal authorization for salary deductions signed by the employee