��������Ƶ

1. Guarantor Provisions: Include when a third party is guaranteeing the loan, detailing the guarantor's obligations and liabilities

2. Insurance Requirements: Include when requiring the Borrower to maintain specific insurance coverage for secured assets

3. Assignment and Transfer: Include when either party may need to transfer their rights or obligations under the agreement

4. Electronic Execution: Include when the agreement may be executed electronically under the E-Commerce Act

5. Post-Dated Checks: Include when repayment will be secured by post-dated checks

6. Prepayment Provisions: Include when early repayment is allowed, detailing any penalties or procedures

7. Co-Borrower Provisions: Include when there are multiple borrowers, detailing joint and several liability

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates, amounts, and breakdown of principal and interest

2. Schedule 2 - Security Details: Detailed description of any collateral or security provided, including registration numbers and locations

3. Schedule 3 - Conditions Precedent: List of documents and conditions that must be satisfied before loan disbursement

4. Appendix A - Form of Promissory Note: Template of the promissory note to be executed alongside the agreement

5. Appendix B - Form of Security Documents: Templates of any security documents required for the loan

6. Appendix C - Disclosure Statement: Truth in Lending Act disclosure statement showing the effective interest rate and other costs