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1. Parties: Identification of the Lender-Lessor and Borrower-Lessee, including complete legal names, addresses, and registration details
2. Background: Context of the agreement, including the purpose of the loan-lease arrangement and brief description of the asset
3. Definitions: Definitions of key terms used throughout the agreement, including financial terms, technical terms, and Philippine law-specific terminology
4. Loan Terms: Details of the loan including principal amount, interest rate, payment schedule, and computation method as required by the Truth in Lending Act
5. Lease Terms: Specifics of the lease arrangement including duration, rental payments, and permitted use of the asset
6. Delivery and Acceptance: Terms regarding the delivery, inspection, and acceptance of the leased asset
7. Payment Terms: Combined payment obligations for both loan and lease components, including payment methods and schedules
8. Security Deposit: Details of any security deposit required, its maintenance, and conditions for return
9. Insurance and Maintenance: Requirements for insurance coverage and maintenance responsibilities for the leased asset
10. Representations and Warranties: Standard representations and warranties from both parties
11. Events of Default: Definition of default events and consequences under both loan and lease aspects
12. Remedies: Available remedies for both parties in case of default or breach
13. Termination: Conditions and procedures for early termination or completion of the agreement
14. Governing Law and Jurisdiction: Specification of Philippine law as governing law and jurisdiction for disputes
15. Miscellaneous: Standard boilerplate provisions including notices, amendments, and severability
1. Purchase Option: Terms for the option to purchase the leased asset, included when the agreement offers a purchase option at the end of the lease term
2. Assignment and Subletting: Terms regarding the ability to assign or sublet, included when these rights are to be granted or specifically prohibited
3. Guarantor Provisions: Terms relating to guarantors, included when a guarantee is required for the loan-lease
4. Special Purpose: Specific terms related to the purpose of the asset, included when the asset has restricted or specific use requirements
5. Environmental Compliance: Environmental requirements and compliance terms, included for assets that may have environmental impacts
6. Tax Provisions: Detailed tax considerations, included when specific tax arrangements or implications need to be addressed
7. Force Majeure: Terms addressing unforeseeable circumstances, included when specific force majeure provisions are needed beyond standard terms
1. Schedule A - Asset Description: Detailed description of the leased asset including specifications, condition, and value
2. Schedule B - Payment Schedule: Detailed breakdown of payment obligations including loan amortization and lease payments
3. Schedule C - Delivery and Acceptance Form: Form to be completed upon delivery and acceptance of the asset
4. Schedule D - Insurance Requirements: Detailed insurance requirements including types of coverage and minimum amounts
5. Schedule E - Maintenance Requirements: Detailed maintenance schedule and requirements for the asset
6. Appendix 1 - Required Permits and Licenses: List of required permits and licenses for the asset's operation
7. Appendix 2 - Authorized Users: List of persons authorized to use or operate the leased asset
Manufacturing
Construction
Agriculture
Transportation
Healthcare
Mining
Telecommunications
Real Estate
Retail
Technology
Energy
Maritime
Aviation
Legal
Finance
Treasury
Risk Management
Operations
Procurement
Compliance
Credit
Asset Management
Contract Administration
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Risk Manager
Credit Manager
Asset Manager
Operations Director
Procurement Manager
Financial Controller
Compliance Officer
Business Development Manager
Contract Administrator
Fleet Manager
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