The Loan Form is a standardized document used in the Philippines for documenting lending transactions between financial institutions and borrowers. It serves as a comprehensive agreement that captures all essential aspects of a loan transaction while ensuring compliance with Philippine banking regulations, particularly the Truth in Lending Act and Consumer Act. This document is crucial for formalizing lending arrangements, whether for personal, commercial, or corporate purposes, and includes mandatory disclosures of interest rates, charges, and terms as required by Philippine law. The form is designed to protect both lender and borrower interests while maintaining transparency in financial transactions, incorporating necessary provisions for security, default, and remedies in accordance with Philippine Civil Code requirements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the Lender and Borrower with complete details as required by Philippine regulations
2. Background: Context of the loan and relationship between parties
3. Definitions: Key terms used throughout the agreement, including financial definitions
4. Loan Amount and Purpose: Specific amount being borrowed and its intended use
5. Interest Rate and Computation: Clear statement of interest rate, computation method, and effective interest rate as required by Truth in Lending Act
6. Term and Repayment: Duration of the loan and detailed repayment schedule
7. Fees and Charges: All applicable fees, charges, and penalties as required by Philippine disclosure laws
8. Conditions Precedent: Prerequisites that must be met before loan disbursement
9. Representations and Warranties: Borrower's confirmations about their financial status and capacity to repay
10. Covenants: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances that constitute default and their consequences
12. Remedies: Lender's rights and actions in case of default
13. Governing Law and Jurisdiction: Specification of Philippine law as governing law and jurisdiction
1. Security: Required when loan is secured by collateral or guarantees
2. Insurance: Required when insurance coverage is mandated for the loan or collateral
3. Assignment and Transfer: Include when loan may be assigned or transferred to other parties
4. Prepayment Provisions: Include when early repayment is allowed with specific terms
5. Co-Borrower Provisions: Required when there are multiple borrowers
6. Electronic Communications: Include when parties agree to electronic notices and communications
7. Data Privacy: Required when personal data processing is involved under Data Privacy Act
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Fee Schedule: Comprehensive list of all fees and charges
3. Collateral Details: Description and valuation of security/collateral if applicable
4. Disclosure Statement: Truth in Lending Act disclosures in prescribed format
5. Requirements Checklist: List of required documents and conditions precedent
6. Standard Terms and Conditions: Bank's standard terms and conditions if applicable
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Agriculture
Small and Medium Enterprises
Consumer Finance
Microfinance
Corporate Finance
Insurance
Relevant Teams
Legal
Compliance
Credit Risk
Operations
Customer Service
Documentation
Underwriting
Collections
Finance
Risk Management
Front Office
Credit Administration
Relevant Roles
Loan Officer
Credit Analyst
Bank Manager
Compliance Officer
Legal Counsel
Risk Manager
Financial Advisor
Branch Manager
Account Manager
Credit Risk Officer
Documentation Specialist
Relationship Manager
Underwriter
Collections Manager
Find the exact document you need
Real Estate Mortgage Contract
A Philippine law-governed agreement creating a security interest in real property to secure a loan, establishing terms between property owner and lender.
find out more
Letter Borrowing Money From A Friend Contract
A friendly yet legally compliant letter agreement for personal lending between friends in the Philippines, outlining loan terms and repayment conditions.
find out more
Loan Agreement Form With Collateral
A Philippine law-governed agreement establishing terms for a secured loan, including collateral arrangements and enforcement provisions.
find out more
Agreement To Loan Money To A Friend
A Philippine-compliant loan agreement template for monetary loans between friends, providing legal protection while maintaining an informal, friendly approach.
find out more
Personal Loan Form
Philippine-compliant personal loan agreement template covering loan terms, obligations, and regulatory requirements under Philippine law.
find out more
Loan Form
A Philippine-compliant loan agreement template incorporating mandatory lending disclosures and terms under local banking regulations.
find out more
Cellphone Loan Agreement
A Philippine law-governed agreement establishing terms and conditions for cellphone lending arrangements, ensuring regulatory compliance and protecting all parties' interests.
find out more
Agreement Between Co Signer And Borrower
A Philippine law-governed agreement establishing rights and obligations between a co-signer and primary borrower in a lending arrangement.
find out more
Friendship Loan Agreement
A Philippine-compliant legal agreement formalizing a loan arrangement between friends or acquaintances, balancing legal protection with relationship preservation.
find out more
Deed Of Sale With Assumption Of Mortgage
A Philippine legal document that enables the sale of property while transferring existing mortgage obligations from seller to buyer, subject to Philippine property and banking regulations.
find out more
Hardware Loan Agreement
A Philippine law-governed agreement establishing terms for temporary hardware equipment loans, including maintenance, liability, and return conditions.
find out more
Peer To Peer Lending Agreement
A Philippine law-governed agreement establishing terms and conditions for peer-to-peer lending transactions between lenders and borrowers, ensuring regulatory compliance and protecting both parties' interests.
find out more
Loan Car Form
A Philippine-compliant legal document establishing terms and conditions for temporary vehicle lending between parties, including responsibilities, insurance, and liability arrangements.
find out more
Money Loan Agreement
A Philippine law-governed agreement establishing terms and conditions for monetary lending between parties, including loan amount, interest, repayment terms, and security arrangements.
find out more
Family Member Promissory Note
A legally binding promissory note under Philippine law that formalizes loan agreements between family members, establishing terms and conditions while maintaining familial considerations.
find out more
Acknowledgement Of Debt Agreement
A Philippine law-governed agreement where a debtor formally acknowledges their debt and agrees to specific repayment terms.
find out more
Balloon Loan Agreement
A Philippine law-governed loan agreement featuring regular installments with a larger final balloon payment, compliant with local banking regulations.
find out more
Discounted Payoff Agreement
A Philippine law-governed agreement where a creditor accepts a reduced sum as full settlement of an outstanding debt.
find out more
Salary Loan Agreement
A Philippine law-governed agreement establishing terms for a loan repaid through salary deductions, compliant with local banking and labor regulations.
find out more
Overagreement
A Philippine law-governed master agreement establishing the framework for ongoing business relationships and future specific agreements between parties.
find out more
Inter Corporate Loan Agreement
A Philippine law-governed agreement between corporate entities establishing terms for a corporate loan, including amount, interest, repayment, and security provisions.
find out more
Facility Letter Mortgage
A Philippine banking document that combines a credit facility offer with mortgage security arrangements, compliant with local banking and property laws.
find out more
Credit Terms Agreement
A Philippine law-governed agreement establishing credit terms between creditor and debtor, including payment conditions, interest rates, and security arrangements.
find out more
Assignment Of Loan Agreement
A Philippine law-governed agreement transferring loan rights and obligations from one lender to another, subject to local banking regulations and the Civil Code.
find out more
Employee Laptop Agreement
A Philippine-compliant agreement governing the provision and use of company laptops by employees, incorporating local data privacy and cybersecurity requirements.
find out more
Peer To Peer Lending Contract
A Philippine law-governed agreement for peer-to-peer lending arrangements, detailing loan terms and ensuring regulatory compliance with BSP requirements.
find out more
Promise Note
A legally binding document under Philippine law where one party promises to pay a specific sum of money to another party at a specified time or on demand.
find out more
Loan Repayment Letter
A formal written commitment under Philippine law to repay an outstanding loan according to specified terms and conditions.
find out more
Contract For Land Purchase
A legally binding agreement under Philippine law for the purchase and transfer of land ownership between parties, incorporating all necessary local legal requirements and restrictions.
find out more
Loan Novation Agreement
A Philippine law-governed agreement that replaces an existing loan agreement with a new one, either through party substitution or modification of core terms.
find out more
Private Lending Term Sheet
A term sheet outlining key terms and conditions for private lending arrangements under Philippine law.
find out more
Personal Loan Receipt
A Philippine-compliant document that evidences a personal loan transaction and outlines repayment terms between lender and borrower.
find out more
Payday Loan Contract
A Philippine law-governed agreement for short-term loans secured against future paychecks, detailing loan terms and ensuring regulatory compliance.
find out more
Loan Agreement With Guarantor
A Philippine law-governed agreement establishing loan terms between lender and borrower, secured by a guarantor's commitment.
find out more
Loan Agreement With Collateral
A Philippine law-governed agreement documenting a secured lending arrangement with detailed provisions for loan terms and collateral security.
find out more
Investment Loan Contract
A Philippine law-governed agreement establishing terms and conditions for an investment loan, including loan amount, interest rates, repayment terms, and security arrangements.
find out more
Facility Agreement
A Philippine law-governed agreement setting out terms and conditions for providing financial facilities from a lender to a borrower, compliant with BSP regulations.
find out more
Employee Laptop Loan Agreement
A Philippine-law governed agreement for the loan of company laptops to employees, establishing usage terms and compliance requirements.
find out more
Employee Forgivable Loan Agreement
A Philippine law-governed agreement establishing terms for an employer-provided loan to an employee that can be forgiven under specified conditions.
find out more
Employee Cash Advance Agreement
A Philippine-compliant agreement governing the terms of cash advances provided to employees and their repayment through salary deductions.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)