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1. Security: Required when the employee needs to provide security or collateral for the repayment

2. Guarantor Provisions: Include when a third-party guarantor is required to secure the repayment

3. Early Repayment: Terms for early repayment if this option is offered to the employee

4. Insurance: Required when repayment is tied to insurance or requires insurance coverage

5. Confidentiality: Include when the agreement contains sensitive financial or personal information

6. Tax Provisions: Required when there are specific tax implications that need to be addressed

7. Force Majeure: Include when specific circumstances might affect the employee's ability to repay

1. Schedule A - Repayment Amount Calculation: Detailed breakdown of the total amount to be repaid

2. Schedule B - Payment Schedule: Detailed monthly/periodic payment schedule with dates and amounts

3. Schedule C - Salary Deduction Authorization: Format for employee's written authorization for salary deductions

4. Appendix 1 - Supporting Documents: List of relevant supporting documents (e.g., training certificates, expense receipts)

5. Appendix 2 - Compliance Checklist: Checklist ensuring compliance with DOLE regulations on wage deductions