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1. Security Arrangements: Include when loans are secured by collateral or assets

2. Guarantee Provisions: Include when there are third-party guarantors for the loans

3. Insurance Requirements: Include when specific insurance coverage is required for secured assets

4. Tax Provisions: Include detailed tax provisions when cross-border elements exist or specific tax arrangements are needed

5. Change of Control: Include for corporate borrowers where ownership stability is important

6. Assignment and Transfer: Include when either party may need to transfer rights or obligations

7. Increased Costs and Market Disruption: Include for longer-term facilities or when market volatility protection is needed

1. Schedule 1 - Definitions: Detailed definitions and technical terms

2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown

3. Schedule 3 - Repayment Schedule: Detailed repayment schedule for the term loan portion

4. Schedule 4 - Form of Drawdown Notice: Template for requesting drawdown under either facility

5. Schedule 5 - Form of Demand Notice: Template for making demand under the demand loan facility

6. Schedule 6 - Security Details: Details of any security or collateral (if applicable)

7. Schedule 7 - Calculation of Interest and Fees: Detailed methodology for calculating interest and other charges

8. Appendix A - Compliance Certificate: Template for periodic compliance reporting

9. Appendix B - Financial Covenants Calculations: Templates and formulas for financial covenant calculations