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1. Confidentiality: Required when parties wish to keep the settlement terms private

2. Tax Provisions: Include when there are significant tax implications from the debt forgiveness

3. Security Arrangements: Include when the settlement is secured by collateral or guarantees

4. Insurance Requirements: Include when requiring life or property insurance to secure the settlement

5. Assignment and Transfer: Include when either party needs the right to assign the agreement

6. Force Majeure: Include when parties want provisions for unforeseen circumstances affecting payment ability

7. Debt Counseling Acknowledgment: Include when the debtor has received professional debt counseling

8. Good Faith Deposit: Include when an initial deposit is required to initiate the settlement

1. Schedule A - Original Debt Documentation: Copies or details of original loan agreements, promissory notes, or other debt instruments

2. Schedule B - Payment Schedule: Detailed payment schedule if involving multiple installments

3. Schedule C - Collateral Details: Description and documentation of any security or collateral (if applicable)

4. Schedule D - Statement of Account: Detailed breakdown of the original debt, including principal, interest, and other charges

5. Appendix 1 - Settlement Calculations: Detailed calculations showing how the settlement amount was determined

6. Appendix 2 - Required Forms: Any standard forms required under Philippine law for debt settlement or credit reporting