The Debenture Loan Agreement is a crucial financing instrument used in the Philippine market when companies seek to raise medium to long-term debt capital through the issuance of debentures. This document is essential for transactions requiring substantial capital raising, where traditional bank loans may not be sufficient or optimal. The agreement must comply with the Philippine Securities Regulation Code, SEC regulations, and other relevant laws governing securities issuance. It typically includes detailed provisions on interest rates, repayment terms, security structures, events of default, and rights of debenture holders. The document becomes particularly important in scenarios involving multiple lenders, complex security arrangements, or when the issuer needs flexible financing terms. The agreement's structure allows for both secured and unsecured debentures, as well as convertible and non-convertible options, making it adaptable to various corporate financing needs while maintaining compliance with Philippine regulatory requirements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the issuer/borrower and the debenture holders/lenders
2. Background: Context of the debenture issuance, including corporate authorizations and purpose of the loan
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. Subscription and Issuance: Terms of subscription, face value, and issuance of the debentures
5. Interest: Interest rate, calculation method, payment dates and payment mechanics
6. Repayment Terms: Principal repayment schedule, maturity date, and early redemption provisions
7. Security: Nature and terms of security provided for the debenture
8. Representations and Warranties: Standard and specific representations by the issuer
9. Covenants: Positive and negative covenants of the issuer
10. Events of Default: Circumstances constituting default and consequences
11. Rights and Obligations of Debenture Holders: Key rights and responsibilities of the lenders
12. Transferability: Terms governing transfer of debentures
13. Notices: Communication procedures between parties
14. Governing Law and Jurisdiction: Specification of Philippine law and jurisdiction
15. Miscellaneous: Standard boilerplate provisions including amendments, waivers, and severability
1. Conversion Rights: For convertible debentures, details of conversion terms and procedures
2. Debenture Trustee Provisions: Required when a trustee is appointed to represent debenture holders
3. Security Trustee Provisions: Needed when security is held by a trustee for multiple lenders
4. Subordination: Required for subordinated debentures to specify ranking of debt
5. Foreign Currency Provisions: Required for foreign currency denominated debentures
6. Tax Gross-up: Provisions for tax treatment and gross-up obligations
7. Meeting Provisions: Procedures for debenture holders' meetings when multiple holders exist
1. Schedule 1 - Form of Debenture Certificate: Template of the physical debenture certificate
2. Schedule 2 - Drawdown Notice: Form of notice for requesting disbursement
3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule
4. Schedule 4 - Security Details: Detailed description of security assets and perfection requirements
5. Schedule 5 - Conditions Precedent: List of required documents and conditions for closing
6. Schedule 6 - Corporate Authorizations: Copies of relevant board and shareholder resolutions
7. Appendix A - Calculation of Interest: Detailed methodology for interest calculations
8. Appendix B - Form of Transfer Certificate: Template for transferring debenture ownership
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Corporate Finance
Investment Banking
Securities and Capital Markets
Manufacturing
Real Estate and Property Development
Infrastructure and Construction
Energy and Utilities
Telecommunications
Mining and Natural Resources
Transportation and Logistics
Relevant Teams
Legal
Finance
Treasury
Corporate Secretarial
Compliance
Risk Management
Corporate Finance
Board of Directors
Executive Management
Investment Banking
Relevant Roles
Chief Financial Officer
Corporate Finance Manager
Treasury Manager
Legal Counsel
Corporate Secretary
Compliance Officer
Investment Banking Director
Finance Director
Risk Manager
Security Trustee
Debenture Trustee
Corporate Finance Analyst
Financial Controller
Board Director
Chief Executive Officer
Company Secretary
Find the exact document you need
Personal Auto Loan Contract
A Philippine-law governed agreement for vehicle purchase financing, establishing loan terms and security arrangements in compliance with local banking and consumer protection regulations.
Download
Commercial Loan Contract
A Philippine law-governed agreement establishing terms and conditions for a commercial loan between a financial institution and a business borrower.
Download
Family Member Loan Agreement
A Philippine law-governed agreement that formalizes loan arrangements between family members, establishing clear terms while maintaining familial relationships.
Download
Business Investment Loan Agreement
A Philippine law-governed agreement establishing terms for a business investment loan between a financial institution and corporate borrower, including loan terms, security arrangements, and regulatory compliance requirements.
Download
Legal Financial Agreement Between Two Parties
A Philippine law-governed agreement establishing financial obligations between two parties, incorporating local regulatory requirements and transaction frameworks.
Download
Diy Loan Agreement
A comprehensive loan agreement template for use in the Philippines, ensuring compliance with local lending laws while protecting both lender and borrower interests.
Download
Employees Loan Agreement
A Philippine law-compliant agreement establishing terms and conditions for an employer-provided loan to an employee, including repayment through salary deductions.
Download
Model Loan Agreement
Standard loan agreement template compliant with Philippine law and banking regulations, suitable for various lending transactions.
Download
Master Securities Loan Agreement
A Philippine law-governed framework agreement for securities lending transactions between financial institutions, establishing terms for multiple securities loans.
Download
Film Equity Investment Agreement
A Philippine-law governed agreement establishing terms for equity investment in a film project, including investment structure, rights, and profit sharing arrangements.
Download
Interest Loan Agreement
A Philippine law-governed agreement establishing terms for a loan with interest, including principal amount, interest rates, repayment terms, and security arrangements.
Download
Co Financing Agreement
A legal agreement under Philippine law establishing terms for multiple parties to jointly finance a project, including rights, obligations, and coordination mechanisms between co-financiers.
Download
Loan And Guarantee Agreement
A Philippine law-governed agreement establishing terms for a loan facility and associated guarantee, combining lending terms with guarantee obligations under Philippine banking regulations.
Download
Mortgage Loan Assumption Agreement
A Philippine law-governed agreement that enables the transfer of mortgage loan obligations from an original borrower to an assuming party, outlining terms, conditions, and obligations of all parties involved.
Download
Deed Of Accession Loan Agreement
A Philippine law-governed deed that enables a new party to join and become bound by an existing loan agreement's terms and conditions.
Download
Co Borrower Loan Agreement
A Philippine law-governed agreement establishing joint liability between multiple borrowers for a loan, detailing terms, obligations, and shared responsibilities.
Download
Bridge Loan Contract
A Philippine law-governed agreement establishing terms for temporary financing through a bridge loan, ensuring compliance with local banking regulations while securing interim funding needs.
Download
Undertaking Loan Agreement
A Philippine law-governed loan agreement specifying terms, conditions, and obligations between lender and borrower, compliant with local banking regulations.
Download
Trade Finance Agreement
A Philippine law-governed agreement establishing trade finance facilities between a bank and borrower, setting out facility terms, security arrangements, and regulatory compliance requirements.
Download
Separation Financial Agreement
A Philippine law-governed agreement that formalizes the financial arrangements and asset division between separating spouses.
Download
Project Finance Contract
A Philippine law-governed financing agreement for large-scale infrastructure or development projects, establishing terms for project financing, security arrangements, and implementation requirements.
Download
Margin Loan Agreement
A Philippine law-governed agreement establishing terms for loans secured by securities as collateral, including margin requirements and enforcement provisions.
Download
Loan Swap Agreement
A Philippine law-governed agreement enabling the exchange of loan payment obligations between parties, including interest rate and/or currency swaps, with compliance to local banking regulations.
Download
Loan Borrower Agreement
A Philippine law-governed agreement establishing terms and conditions for a loan between a lender and borrower, ensuring compliance with local banking and financial regulations.
Download
Friends And Family Loan Agreement
A Philippine law-governed agreement that formalizes and documents loan arrangements between family members or friends, establishing clear terms and protecting both parties' interests.
Download
Financing Contract Agreement
A Philippine law-governed agreement establishing terms and conditions for a financing arrangement between lender and borrower, including facility details, security, and regulatory compliance requirements.
Download
Debt Agreement Loans
A Philippine law-governed agreement establishing loan terms between lender and borrower, including amount, interest, repayment schedule, and security arrangements.
Download
Car Mortgage Agreement
A Philippine law-governed agreement establishing a security interest in a vehicle as collateral for a loan, detailing financing terms and parties' obligations.
Download
Car Installment Agreement
A Philippine law-governed agreement establishing terms for vehicle purchase through installment payments, including financing terms, ownership rights, and party obligations.
Download
Business Loan Contract
A Philippine law-governed agreement establishing terms and conditions for a business loan between a financial institution and a business entity.
Download
Bridge Facility Agreement
A temporary financing arrangement under Philippine law providing interim funding until permanent financing is secured, subject to local banking regulations and BSP requirements.
Download
Installment Loan Agreement Promissory Note
A Philippine law-governed combined installment loan agreement and promissory note that establishes loan terms, repayment schedules, and security arrangements.
Download
Commercial Finance Agreement
A Philippine law-governed agreement establishing terms and conditions for commercial financing between a lender and corporate borrower.
Download
Mortgage Bond Agreement
A Philippine law-governed agreement establishing terms for issuing bonds secured by real estate mortgage, detailing security interests, bond terms, and regulatory compliance requirements.
Download
Master Asset Finance Agreement
A Philippine law-governed master agreement establishing terms for multiple asset-based financing transactions between financier and borrower.
Download
Car Loan Security Agreement
A Philippine-law governed security agreement creating a lender's security interest over a financed vehicle, incorporating mandatory consumer protection provisions and disclosure requirements.
Download
Small Business Loan Agreement
A Philippine-law governed agreement establishing terms and conditions for lending to small businesses, including loan terms, security arrangements, and regulatory compliance requirements.
Download
Recourse Loan Agreement
A Philippine law-governed loan agreement giving the lender rights to pursue the borrower's assets beyond collateral in case of default.
Download
Loan Agreement Between Lender Borrower And Guarantor
A Philippine law-governed agreement establishing loan terms between lender, borrower, and guarantor, including loan conditions, guarantor obligations, and security provisions.
Download
Loan Amortization Agreement
A Philippine-compliant agreement detailing loan terms and structured repayment schedules through regular amortization installments.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)