Create a bespoke document in minutes, Â or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Loan Note
"I need a Loan Note governed by New Zealand law for a NZD 2 million corporate loan from ABC Investment Ltd to XYZ Tech Solutions Ltd, with 8% annual interest rate and quarterly repayments starting March 2025."
1. Parties: Identifies the lender and borrower with full legal names and addresses
2. Background: Sets out the context of the loan note and intention of the parties
3. Definitions and Interpretation: Defines key terms used in the document and sets out interpretation rules
4. Subscription and Issue: Details the agreement to subscribe for and issue the loan note
5. Principal Amount: Specifies the principal amount of the loan
6. Interest: Sets out interest rate, calculation method, and payment dates
7. Repayment Terms: Specifies when and how the principal amount will be repaid
8. Payment Provisions: Details the mechanics of payments, including payment method and currency
9. Representations and Warranties: Standard representations and warranties from the borrower
10. Events of Default: Lists circumstances that constitute default and consequences
11. Rights and Remedies: Sets out the rights of the lender upon default
12. Transferability: Provisions regarding transfer or assignment of the loan note
13. Notices: Specifies how formal notices must be given between parties
14. General Provisions: Standard boilerplate provisions including governing law and jurisdiction
1. Security: Include if the loan note is secured against assets
2. Guarantee: Include if there is a guarantor for the loan
3. Conversion Rights: Include if the loan note can be converted to equity
4. Subordination: Include if the loan note is subordinated to other debt
5. Tax Provisions: Include detailed tax provisions if cross-border or complex tax implications
6. Financial Covenants: Include if specific financial metrics must be maintained
7. Information Rights: Include if lender requires specific reporting or information rights
8. Early Repayment: Include if early repayment is permitted and any associated terms
1. Schedule 1 - Form of Note Certificate: The formal certificate representing the loan note
2. Schedule 2 - Repayment Schedule: Detailed schedule of repayment dates and amounts
3. Schedule 3 - Calculation of Interest: Detailed methodology for interest calculations
4. Schedule 4 - Form of Transfer: Standard form for transferring the note to another holder
5. Schedule 5 - Security Details: Details of any security granted (if applicable)
6. Appendix A - Conditions Precedent: List of conditions to be satisfied before the note is issued
7. Appendix B - Permitted Security Interests: List of security interests permitted to exist (if applicable)
Authors
Financial Services
Banking
Private Equity
Investment Management
Real Estate
Infrastructure
Manufacturing
Technology
Retail
Healthcare
Agriculture
Mining
Construction
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Development
Investment
Credit
Company Secretariat
Operations
Chief Financial Officer
Finance Director
Treasury Manager
Financial Controller
Investment Manager
Corporate Lawyer
Legal Counsel
Compliance Officer
Risk Manager
Credit Manager
Investment Banker
Fund Manager
Company Secretary
Commercial Director
Banking Relationship Manager
Find the exact document you need
Promissory Note For Car Purchase
A New Zealand law-compliant promissory note documenting terms and conditions for vehicle purchase payment, including security interest and payment schedule.
Promissory Note For Real Estate Purchase
A New Zealand-compliant legal document combining a promise to pay with real estate security provisions for property purchase transactions.
Simple Promissory Note
A legally binding financial document under New Zealand law that documents a promise to pay a specified sum of money under defined terms and conditions.
International Promissory Note
A New Zealand law-governed financial instrument containing a written promise to pay a specified sum in an international context, typically used for cross-border transactions.
Loan Note
A New Zealand law-governed debt instrument documenting loan terms, security arrangements, and repayment obligations between lender and borrower.
Unsecured Promissory Note
A New Zealand law-governed financial instrument documenting an unsecured promise to pay a specified sum of money with defined repayment terms.
Standard Promissory Note
A legally binding financial instrument under New Zealand law that documents a promise to pay a specified sum of money with defined terms and conditions.
Secured Promissory Note
A New Zealand law-governed debt instrument that combines a promise to pay with security over assets, creating a secured lending arrangement with detailed repayment and enforcement terms.
Promise Promissory Note For Hospital Bill
A legally binding document under New Zealand law that formalizes a patient's promise to pay their hospital bill, including payment terms and conditions.
Negotiable Promissory Note
A legally binding financial instrument under New Zealand law where one party promises to pay a specific sum to another party, which can be transferred through negotiation.
Hospital Bill Promissory Note
A New Zealand-compliant legal document establishing a patient's promise to pay for received hospital services, including payment terms and conditions.
Financial Promissory Note
A New Zealand-compliant legal document containing a written promise to pay a specified sum of money, including payment terms and conditions under New Zealand law.
Convertible Promissory Note
A New Zealand law-governed debt instrument that converts to equity shares under specified conditions, commonly used in early-stage company financing.
Recourse Promissory Note
A New Zealand law-governed financial instrument containing a written promise to pay a specific sum with recourse rights against the maker.
Promissory Note Secured By Personal Property
A New Zealand legal document combining a promise to pay with security over personal property, creating a secured lending arrangement under NZ law.
Payable On Demand Promissory Note
A New Zealand law-governed financial instrument containing an unconditional promise to pay a specified sum on demand to a designated payee.
Family Promissory Note
A New Zealand-compliant legal document that formalizes and documents loan arrangements between family members, including loan amount, repayment terms, and interest provisions.
Forgivable Promissory Note
A New Zealand-compliant financial instrument documenting a loan agreement with provisions for debt forgiveness under specified conditions.
Secured Convertible Promissory Note
A New Zealand law-governed debt instrument that provides secured funding with rights to convert into equity, combining immediate financing with future investment potential.
Simple Promissory Note No Interest
A New Zealand-governed legal document recording a promise to repay a specific sum of money without interest, establishing repayment terms between lender and borrower.
No Interest Promissory Note
A New Zealand law-compliant financial document establishing an interest-free promise to pay a specified sum of money.
I Owe You Promissory Note
A legally binding financial document under New Zealand law that contains a written promise to pay a specified sum of money under defined terms.
Demand Note Payable
A New Zealand law-governed financial instrument documenting a borrower's promise to pay a specified sum to the lender upon demand.
Secured Loan Note
A New Zealand law-governed document establishing a secured lending arrangement, detailing loan terms and security provisions with associated enforcement rights.
Line Of Credit Promissory Note
A New Zealand-compliant document establishing a revolving credit facility with promissory note elements, defining borrowing terms and repayment obligations.
Unsecured Loan Note
A New Zealand law-governed Unsecured Loan Note establishing terms for unsecured lending arrangements between parties.
Discount Promissory Note
A New Zealand-governed financial instrument representing a written promise to pay a specified sum, issued at a discount to face value.
Bond Promissory Note
A New Zealand law-governed debt instrument combining features of a bond and promissory note, evidencing a promise to pay a specified sum with interest.
Promissory Agreement
A New Zealand-compliant legal document establishing a binding promise to pay a specified sum of money, including repayment terms and enforcement provisions.
Download our whitepaper on the future of AI in Legal
³Ò±ð²Ô¾±±ð’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.