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1. Security Arrangements: Required if the loan is secured against assets or property

2. Guarantees: Include when third-party guarantors are involved

3. Insurance Requirements: Needed when specific insurance coverage is required for secured assets

4. Early Repayment: Include if early repayment is permitted with specific terms

5. Draw Down Conditions: Required for loans with multiple drawdown facilities or specific conditions

6. Special Conditions: For any unique terms specific to the particular loan arrangement

7. Assignment and Transfer: Include if either party may assign their rights under the agreement

8. Subordination Provisions: Required when the loan needs to be subordinated to other debt

1. Repayment Schedule: Detailed payment schedule including dates, amounts, and allocation between principal and interest

2. Fee Schedule: Comprehensive list of all fees and charges applicable to the loan

3. Security Details: Detailed description of any security assets and their valuation

4. Conditions Precedent: List of conditions that must be satisfied before drawdown

5. Disclosure Statement: Mandatory disclosure information required under NZ consumer credit law

6. Direct Debit Authority: Form for setting up automatic payment arrangements

7. Guarantor Documents: Forms and certificates related to guarantors if applicable

8. Insurance Requirements: Detailed specifications of required insurance coverage