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1. Security Arrangements: Required when the loan is secured against assets or property

2. Guarantor Provisions: Included when a guarantor is providing additional security for the loan

3. Insurance Requirements: Required when specific insurance coverage is mandatory for the loan

4. Early Repayment: Details early repayment options and any associated fees if allowed

5. Specific Conditions Precedent: Included when the loan is conditional on certain events or actions

6. Joint and Several Liability: Required when there are multiple borrowers

7. Statement of Right to Cancel: Required for consumer credit contracts under CCCFA

1. Schedule 1 - Initial Disclosure Statement: Mandatory CCCFA disclosure information including key information about the loan

2. Schedule 2 - Payment Schedule: Detailed breakdown of payment dates and amounts

3. Schedule 3 - Security Details: Description of any assets provided as security (if applicable)

4. Schedule 4 - Guarantor Details: Information about guarantors and their obligations (if applicable)

5. Schedule 5 - Fee Schedule: Comprehensive list of all fees and charges

6. Appendix A - Direct Debit Authority: Form for setting up automatic payments

7. Appendix B - Cancellation Form: Standard form for exercising right to cancel under CCCFA