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The Inquiry Removal Letter is a crucial document used in the Nigerian credit reporting system when an individual or entity needs to contest and request the removal of credit inquiries from their credit report. This document type is particularly relevant when unauthorized inquiries appear, when inquiries are outdated, or when they were made in error. The letter must be drafted in accordance with Nigerian legislation, particularly the Credit Reporting Act 2017 and related regulations. It serves as a formal communication tool that initiates the dispute resolution process with credit bureaus and reporting agencies. The Inquiry Removal Letter should include specific details about the disputed inquiry, the legal basis for removal, and any supporting evidence, while maintaining compliance with Nigerian data protection requirements.

1. Sender's Details: Full name, address, and contact information of the person requesting the inquiry removal

2. Date: Current date of the letter

3. Recipient's Details: Name and address of the credit bureau or agency

4. Subject Line: Clear indication that this is a credit inquiry removal request

5. Reference Information: Account numbers, report numbers, or other relevant identification information

6. Request Statement: Clear statement of what is being requested to be removed

7. Reason for Removal: Explanation of why the inquiry should be removed

8. Legal Basis: Reference to relevant sections of Nigerian credit reporting laws

9. Timeline Request: Specific timeframe for expected action

10. Closing: Professional closing statement with signature