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The Second Letter of Demand is a crucial document in Malaysian debt recovery practice, typically issued after the initial demand letter has failed to elicit a satisfactory response. This document serves as the final formal warning before legal proceedings are initiated, representing an escalation in the debt collection process. It must contain specific elements required under Malaysian law, including clear payment demands, deadline specifications, and explicit warnings about impending legal action. The Second Letter of Demand is particularly important as it forms part of the documentary evidence in any subsequent legal proceedings and demonstrates the creditor's reasonable attempts to resolve the matter before pursuing court action. The document should be drafted with precision, incorporating all relevant payment details, interest calculations, and legal bases for the claim while maintaining compliance with Malaysian debt collection regulations and civil procedure requirements.

1. Letterhead and Date: Law firm's letterhead, current date, and reference numbers including reference to the first demand letter

2. Recipient Details: Full name and address of the debtor, including any reference numbers

3. Subject Line: Clear indication that this is a Second and Final Letter of Demand, with reference to the specific debt or breach

4. Reference to First Demand: Acknowledgment of the first demand letter, its date, and the lack of satisfactory response

5. Debt Details: Precise amount owed, including any additional interest or charges since the first demand

6. Legal Basis: Clear statement of the legal basis for the claim and breach of contract or obligation

7. Demand Statement: Clear demand for payment with specific deadline and payment instructions

8. Legal Consequences: Explicit warning of legal action if payment is not received by the deadline

9. Closing and Signature: Standard closing, law firm's signature block and attorney details