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1. Parties: Identification of all contracting parties with full legal names and registration details
2. Background: Context of the agreement and relationship between parties
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. Financial Terms: Core financial obligations, payment terms, interest rates, and calculation methods
5. Payment Mechanics: Details of payment procedures, account information, and payment schedules
6. Conditions Precedent: Conditions that must be satisfied before the agreement becomes effective
7. Representations and Warranties: Statements of fact and assurances from each party
8. Covenants: Ongoing obligations and restrictions on parties
9. Events of Default: Circumstances constituting default and consequences
10. Remedies: Rights and remedies available upon default or breach
11. Term and Termination: Duration of agreement and termination provisions
12. Notices: Communication procedures and contact details
13. Governing Law and Jurisdiction: Malaysian law as governing law and jurisdiction details
14. General Provisions: Standard boilerplate clauses including assignment, amendments, and severability
1. Security: Include when the financial agreement is secured by collateral or guarantees
2. Islamic Finance Provisions: Include when the agreement needs to comply with Shariah principles
3. Foreign Exchange Provisions: Include when dealing with multiple currencies
4. Tax Provisions: Include detailed tax clauses when significant tax implications exist
5. Regulatory Compliance: Include specific regulatory compliance sections when dealing with regulated activities
6. Force Majeure: Include when parties want specific provisions for unforeseeable circumstances
7. Confidentiality: Include detailed confidentiality provisions when sensitive financial information is involved
8. Anti-Money Laundering Compliance: Include specific AML provisions for high-value transactions
1. Schedule 1 - Payment Schedule: Detailed payment dates, amounts, and calculation methodologies
2. Schedule 2 - Interest Rate Calculations: Formulas and examples of interest calculations
3. Schedule 3 - Security Details: Description of any security or collateral (if applicable)
4. Schedule 4 - Conditions Precedent Documents: List of required documents and conditions to be satisfied
5. Schedule 5 - Form of Notices: Template forms for various notices under the agreement
6. Appendix A - Compliance Requirements: Detailed regulatory compliance requirements
7. Appendix B - Required Authorizations: List of required licenses, permits, and authorizations
8. Appendix C - Standard Operating Procedures: Procedures for regular operations under the agreement
Banking
Financial Services
Investment
Insurance
Corporate Finance
Real Estate
Islamic Finance
Fintech
Asset Management
Private Equity
Commercial Lending
Microfinance
Capital Markets
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Affairs
Credit Administration
Investment
Operations
Company Secretarial
Regulatory Affairs
Chief Financial Officer
Finance Director
Legal Counsel
Compliance Officer
Treasury Manager
Financial Controller
Risk Manager
Corporate Lawyer
Banking Executive
Investment Manager
Credit Officer
Financial Analyst
Company Secretary
Contracts Manager
Banking Relationship Manager
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