The Facility Loan Agreement is a fundamental document in Malaysian banking and finance practice, used to formalize lending arrangements between financial institutions and borrowers. This agreement type is essential for any significant lending transaction in Malaysia, whether for corporate financing, project development, or asset acquisition. The document must comply with Malaysian banking regulations, particularly the Financial Services Act 2013 and Bank Negara Malaysia guidelines, while addressing key commercial terms such as facility amount, interest rates, repayment schedule, and security arrangements. It serves as the primary contract governing the rights and obligations of all parties involved in the lending relationship, including any guarantors or security providers, and typically includes provisions for both conventional and, where required, Islamic banking facilities.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the lender, borrower, and any guarantors or security providers
2. Background: Sets out the context of the facility and purpose of the loan
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation principles
4. The Facility: Details the type, amount, and purpose of the facility being provided
5. Conditions Precedent: Lists all conditions that must be satisfied before the facility can be drawn
6. Drawdown: Specifies the drawdown mechanics, notice requirements, and availability period
7. Interest: Details interest rate, calculation method, payment dates, and default interest provisions
8. Repayment and Prepayment: Specifies repayment schedule, prepayment terms, and related conditions
9. Representations and Warranties: Sets out the borrower's representations and warranties
10. Covenants: Details positive and negative covenants applicable to the borrower
11. Events of Default: Lists circumstances constituting default and their consequences
12. Security: Describes the security package and enforcement rights
13. Payments: Specifies payment mechanics, currency, and tax provisions
14. Costs and Expenses: Allocates responsibility for fees, costs, and expenses
15. Changes to Parties: Covers assignment and transfer provisions
16. Notices: Details how formal communications between parties should be made
17. General Provisions: Contains boilerplate clauses including severability, amendments, governing law
1. Islamic Banking Provisions: Required when the facility needs to comply with Shariah principles
2. Currency Provisions: Required for multi-currency facilities or foreign currency loans
3. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated
4. Guarantee: Required when there are guarantors providing support for the facility
5. Subordination: Required when there are multiple creditors requiring ranking of priority
6. Set-off Rights: Optional provisions for lender's set-off rights against borrower's accounts
7. Force Majeure: Optional provisions dealing with unforeseen circumstances affecting performance
8. Anti-Money Laundering: Required for regulated lenders or high-risk borrowers
9. Environmental Covenants: Required for projects with environmental impacts or risks
1. Conditions Precedent: Detailed list of required documents and conditions
2. Form of Drawdown Notice: Template for borrower to request loan disbursement
3. Repayment Schedule: Detailed amortization or repayment schedule
4. Security Documents: List and copies of all security documents
5. Borrower Group Structure: Corporate structure chart of borrower group
6. Financial Covenants: Detailed financial ratios and calculations
7. Form of Compliance Certificate: Template for periodic compliance reporting
8. Permitted Security: List of existing and permitted security interests
9. Form of Transfer Certificate: Template for transferring loan participations
10. Facility Specific Terms: Detailed terms specific to each facility type if multiple facilities
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Real Estate and Property Development
Manufacturing
Construction
Energy and Utilities
Healthcare
Technology
Retail and Consumer Goods
Agriculture
Infrastructure
Transportation and Logistics
Telecommunications
Mining and Resources
Education
Hospitality and Tourism
Relevant Teams
Legal
Finance
Risk Management
Compliance
Corporate Banking
Credit
Treasury
Operations
Company Secretarial
Due Diligence
Documentation
Investment
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Risk Manager
Credit Manager
Relationship Manager
Treasury Manager
Compliance Officer
Company Secretary
Financial Controller
Credit Analyst
Investment Manager
Chief Executive Officer
Corporate Banking Manager
Loan Officer
Due Diligence Officer
Security Documentation Officer
Find the exact document you need
Friendship Loan Agreement
A Malaysian law-compliant agreement formalizing a loan between friends, combining personal trust with legal protection.
find out more
Personal Loan Letter Between Friends
A Malaysian-compliant legal document that formalizes a personal loan agreement between friends, including loan terms and repayment conditions.
find out more
Personal Loan To Company Agreement
A Malaysian law-governed agreement documenting terms and conditions for a personal loan from an individual to a company, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Mortgage Subordination Agreement
A Malaysian law-governed agreement that establishes priority ranking between multiple mortgages over the same property, determining the order of security enforcement and payment rights.
find out more
Loan Agreement Between Two Individuals
A Malaysian law-governed agreement establishing loan terms between two individuals, including principal amount, interest, repayment terms, and default provisions.
find out more
Facility Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a lending facility between a financial institution and borrower, incorporating local regulatory requirements and banking practices.
find out more
Inter Lender Agreement
A Malaysian law-governed agreement establishing priorities and relationships between multiple lenders in a financing transaction, including debt ranking, voting rights, and enforcement mechanisms.
find out more
Loan Consent Form
A Malaysian-compliant document recording borrower consent for loan-related modifications or actions, subject to local banking regulations and legal requirements.
find out more
Inter Corporate Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a loan between corporate entities, including loan amount, interest rates, and repayment terms.
find out more
Facility Letter Mortgage
A Malaysian law-governed facility letter detailing mortgage terms, conditions, and security arrangements between a financial institution and borrower.
find out more
Employee Laptop Agreement
A Malaysian law-governed agreement setting out terms for company laptop provision to employees, including usage, security, and return conditions.
find out more
Loan Guarantor Agreement Form
A Malaysian law-governed agreement where a Guarantor assumes responsibility for a Borrower's loan obligations to a Lender in case of default.
find out more
Tripartite Loan Agreement
A Malaysian law-governed agreement establishing a three-party lending arrangement, detailing loan terms, security arrangements, and party obligations.
find out more
Loan Out Agreement
A Malaysian-law agreement facilitating the provision of individual services through a loan out company structure.
find out more
International Loan Agreement
Malaysian law-governed agreement establishing terms for cross-border lending between an international lender and Malaysian borrower, incorporating local regulatory requirements and international banking practices.
find out more
Fixed Sum Loan Agreement
A Malaysian law-governed agreement establishing terms for a fixed sum loan, including amount, interest, repayment terms, and security arrangements.
find out more
Deed Of Loan Agreement
A Malaysian law-governed deed documenting a loan arrangement between lender and borrower, including loan terms, conditions, and enforcement provisions.
find out more
Rent Agreement For Personal Loan
A Malaysian law-governed agreement establishing terms and conditions for personal loan arrangements between lenders and borrowers.
find out more
Money Lending Agreement
A Malaysian law-governed agreement establishing terms for money lending between a licensed moneylender and borrower, compliant with the Moneylenders Act 1951.
find out more
Mortgage Agreement
A Malaysian law-governed agreement creating a security interest over property to secure a loan or financing facility, compliant with local property and banking regulations.
find out more
Loan Guarantee Agreement
A Malaysian law agreement where a guarantor commits to fulfill a borrower's loan obligations in case of default.
find out more
Lender And Borrower Agreement
Malaysian law-governed agreement establishing loan terms and conditions between lender and borrower, including financial obligations and regulatory compliance requirements.
find out more
Letter Of Borrowing Money From Company
A formal letter document governed by Malaysian law that establishes the terms and conditions for borrowing money from a company.
find out more
Friends And Family Loan Agreement
A Malaysian law-governed agreement for formalizing loans between friends or family members, including key terms and conditions for lending and repayment.
find out more
Finance Agreement
A Malaysian law-governed agreement establishing terms and conditions for financial facilities between lenders and borrowers, including key financial and security terms.
find out more
Debt Acknowledgement And Repayment Agreement
A Malaysian law-governed agreement that formally acknowledges debt and establishes repayment terms between creditor and debtor.
find out more
Caveat Loan Agreement
A Malaysian law-governed agreement combining loan provisions with property security through a caveat registration system.
find out more
Car Payment Agreement Between Friends
A Malaysian-compliant legal template for structuring car payment arrangements between friends, incorporating essential elements of vehicle sale and financing agreements.
find out more
Car Loan Agreement Between Family
A Malaysian law-governed agreement for car loan arrangements between family members, establishing loan terms and vehicle ownership details while maintaining family relationship considerations.
find out more
Letter Borrowing Money From A Friend
A Malaysian-compliant letter format document for recording and formalizing personal loans between friends, incorporating essential legal elements while maintaining an informal tone.
find out more
Loan On Rent Agreement
A Malaysian law-governed agreement combining loan financing with equipment rental terms, structured as an integrated financial and rental arrangement.
find out more
Simple Repayment Agreement
A Malaysian law-governed agreement establishing loan repayment terms and conditions between lender and borrower.
find out more
Auto Loan Agreement Between Friends
A Malaysian law-governed agreement for private auto lending between friends, establishing loan terms and vehicle security arrangements.
find out more
Amenities Agreement For Home Loan
A Malaysian legal agreement governing property amenities provision and maintenance under home loan arrangements, subject to Malaysian property and financial services laws.
find out more
Joint Loan Agreement
A Malaysian law-governed agreement establishing terms for multiple borrowers to jointly obtain and be liable for a loan facility from a lender.
find out more
Cash Advance Loan Agreement
A Malaysian law-governed agreement setting out terms and conditions for short-term financing between lender and borrower, compliant with local financial regulations.
find out more
Bill Of Sale Loan Agreement
A Malaysian law-governed agreement combining a loan facility with security over assets through a bill of sale arrangement.
find out more
Asset Based Loan Agreement
A Malaysian law-governed agreement establishing terms for a loan secured by specific assets, including security arrangements and regulatory compliance requirements.
find out more
Mortgage Purchase Contract
A Malaysian law-governed agreement combining property purchase terms with mortgage financing arrangements, compliant with local banking and property regulations.
find out more
Guarantor In Loan Agreement
A Malaysian law-governed agreement where a guarantor commits to fulfill a borrower's loan obligations in case of default.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)