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1. Islamic Banking Provisions: Required when the deposit is Shariah-compliant, including relevant Islamic banking principles and requirements

2. Internet Banking Services: Include when online access to the deposit account is provided

3. Joint Account Provisions: Required when the deposit account has multiple account holders

4. Foreign Currency Provisions: Include for foreign currency deposits, addressing exchange rate risks and currency conversion

5. Tax Provisions: Detailed tax clauses when specific tax considerations apply to the deposit

6. Force Majeure: Extended force majeure provisions where specifically requested by parties

7. Assignment: Include when either party needs the right to assign their rights under the agreement

1. Schedule 1 - Deposit Details: Specific details of the deposit including amount, term, interest rate, and account number

2. Schedule 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges

3. Schedule 3 - Authorized Signatories: List of authorized persons who can operate the account, with specimen signatures

4. Schedule 4 - Operating Procedures: Detailed procedures for account operation, including forms and documentation requirements

5. Appendix A - Required Documents: List of required KYC and due diligence documents

6. Appendix B - Interest Rate Sheet: Current interest rates and calculation examples