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The Loan Request Letter is a crucial document in the loan application process under Maltese jurisdiction, serving as the formal initiation of a loan request to a financial institution. It is commonly used when individuals or businesses seek financing for various purposes, from personal needs to business expansion. The letter must be crafted to comply with Maltese banking regulations and financial services laws, including the Financial Institutions Act and Civil Code provisions. A well-structured Loan Request Letter should clearly articulate the loan amount, purpose, proposed repayment terms, and the applicant's creditworthiness. This document is typically accompanied by supporting financial documentation and forms the basis for the lender's initial assessment of the loan application. The format and content requirements may vary depending on whether the applicant is an individual or a business entity, but the fundamental purpose remains consistent: to present a compelling case for the loan request while meeting all regulatory requirements under Maltese law.

1. Recipient Details: Full name, title, and address of the bank/lending institution and specific department/person

2. Date: Current date in formal business format

3. Subject Line: Clear indication that this is a loan request, including any reference numbers if applicable

4. Salutation: Formal greeting to the appropriate person/department

5. Introduction: Brief introduction of yourself/your company and the purpose of the letter

6. Loan Details: Specific amount requested, preferred repayment term, and intended use of funds

7. Financial Position: Brief overview of current financial status, income, and ability to repay

8. Closing Statement: Professional conclusion requesting consideration and indicating willingness to provide additional information

9. Sign-off: Formal closing, signature, and contact information