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1. Free Look Period: For policies offering a review period - typically 15 days from receipt

2. Loan Provisions: If the policy includes loan facility against insurance

3. Rider Benefits: For additional coverage options available with the base policy

4. Grievance Redressal Mechanism: Detailed complaint resolution process - mandatory for retail but optional for corporate policies

5. Tax Benefits: Information about available tax advantages - relevant for specific policy types

6. Portability Provisions: For health insurance policies offering portability benefits

7. Profit Sharing: For participating policies with profit-sharing arrangements

1. Schedule I - Member Details: List of insured members with their details (name, age, nomination, etc.)

2. Schedule II - Premium Calculation: Detailed premium breakdown and calculation methodology

3. Schedule III - Benefits Table: Detailed breakdown of benefits and sum assured for different categories

4. Appendix A - Claims Documentation: List of required documents for different types of claims

5. Appendix B - Excluded Services/Conditions: Detailed list of exclusions and waiting periods

6. Appendix C - Network Hospitals: For health insurance - list of network hospitals and cashless facilities

7. Appendix D - Rate Chart: Premium rates for different age groups/sum assured amounts